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4938 S Ridge Rd E, Geneva, OH 44041 Property Records

Ashtabula County property record for 4938 S Ridge Rd E, Geneva, OH 44041

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,416 sqft · built 1964
Lot Size1.31 acres (57,064 sqft)
OwnerIndividual Name on Record
Tax Bill$4,309 (2025)
Deeds & MortgagesJan 2021 Line of Credit
Jan 2020 Transfer
Flood ZoneZone X (minimal risk)
APN17-028-00-018-00

Property Details

APN / Parcel Number

Primary APN17-028-00-018-00

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area1,416 sqft Living Area
Gross Area2,116 sqft
1st Floor Area944 sqft
Upper Floors Area472 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1964
Effective Year BuiltEffective 1970
Architectural StyleOld Style
Exterior MaterialBrick
Construction TypeFrame
Lot Area57,064 sqft (1.31 acres)
TerrainLow
Garage TypeAttached
Garage Area572 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchEnclosed Frame Porch
Porch Area192 sqft
Deck Area384 sqft
Patio Area384 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address4938 S RIDGE RD E
CityGENEVA
StateOH
Zip44041-8245
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSEC 1--5
JurisdictionASHTABULA OH
Township / Civil DivisionGENEVA
Census Block Group4
Census Block4019
Census Tract802

Owner

Source: Ashtabula County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4938 S RIDGE RD E, GENEVA, OH 44041-8245
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 20, 2021Deed of Trust, Mortgage · Line of Credit
THE ANDOVER BANK
Jan 15, 2020Affidavit of Death, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateJul 24, 2024
Transfer Doc0000006642
Record UpdatedSep 20, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionASHTABULA OH
Property Address4938 S RIDGE RD E, GENEVA, OH 44041-8245
Transaction TypeMortgage
Record UpdatedMar 6, 2026
Title CompanyTITLE PROFESSIONALS GROUP LIMITED, TITLE PROFESSIONALS GROUP LT

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000000645
DateJan 20, 2021
Book Page728/2499
Instrument202100000645
Lender
NameTHE ANDOVER BANK
TypeBank
AddressMADISON, OH 44057
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueJan 15, 2036
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

January 2020: Affidavit of Death, Transfer

Document TypeAffidavit of Death
JurisdictionASHTABULA OH
Recording DateJan 15, 2020
Property Address4938 S RIDGE RD E, GENEVA, OH 44041-8245
Document Number0000000417
Book / Page000700 / 001845
Instrument DateJan 3, 2020
Instrument417
Transaction TypeTransfer
Record UpdatedMar 4, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4938 S RIDGE RD E GENEVA OH 440418245, GENEVA, OH 44041-8245

Tax Assessment & Valuation

Source: Ashtabula County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateOhio
CountyAshtabula County
County SubdivisionGeneva Township
Unified School DistrictGeneva Area City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,309.00 (+117.85%)$52,540 (-) Land $7,600 Building $44,940$150,100 (-) Land $21,700 Building $128,400
2024$1,978.00 (-6.34%) Homeowner's exemption Senior Citizen's exemption$52,540 (-0.45%) Land $7,600 Building $44,940
2023$2,112.00 (+28.39%) Homeowner's exemption$52,780 (+34.27%) Land $7,840 Building $44,940$150,100 (+33.66%) Land $21,700 Building $128,400
2022$1,645.00 Homeowner's exemption$39,310 Land $6,020 Building $33,290
2020$112,300 Land $17,200 Building $95,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 28, 2019

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGENEVA CITY PWS
serves 5,924 people · EPA ID OH0401712
Water SourcePurchased surface water from several systems
Last State InspectionOct 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Windstream
Fiber		2,000 / 2,000
Spectrum
Cable		1,000 / 35
Verizon
Fixed Wireless		300 / 20

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