5120 E State Rd 124, Bluffton, IN 46714 Property Records

Wells County property record for 5120 E State Rd 124, Bluffton, IN 46714

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,518 sqft · built 1870
Lot Size	9.32 acres (406,153 sqft)
Owner	Individual Name on Record
Tax Bill	$2,813 (2025)
Deeds & Mortgages	Jan 2021 Sale Dec 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`90-08-01-200-002.000-003`

Property Details

APN / Parcel Number

Primary APN	`90-08-01-200-002.000-003`
Alternative APNs	`00001527538` `0020072901`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,518 sqft Living Area
1st Floor Area	1,518 sqft
Basement Area	378 sqft
Unfinished Basement	378 sqft
Family Room	Family Room

Exterior

Year Built	Built 1870
Effective Year Built	Effective 1980
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	406,153 sqft (9.32 acres)
Garage Type	Mixed
Garage Area	1,920 sqft
Parking Spaces	10 Parking Spaces
Shed	1 Shed
Shed Area	220 sqft
Lean-To	400 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	00001527538
Street Address	5120 E STATE ROAD 124
City	BLUFFTON
State	IN
Zip	46714-9340
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	01-26-12 9.324A PT N NW
Jurisdiction	WELLS IN
Township / Civil Division	LANCASTER
Census Block Group	2
Census Block	2015
Census Tract	40300

Owner

Source: Wells County records, as of June 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5120 E STATE ROAD 124, BLUFFTON, IN 46714-9340
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 21, 2021	Warranty Deed, Transfer
Dec 12, 2019	Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE CO INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 21, 2021
Deed Sale	Jan 21, 2021
Prior Sale	Dec 12, 2019 · Amount on Record
Deed Document Number	2021363
Record Updated	Sep 20, 2026

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WELLS IN
Recording Date	Jan 21, 2021
Property Address	5120 E STATE ROAD 124, BLUFFTON, IN 46714-9340
Document Number	0020210363
Instrument Date	Sep 9, 2020
Instrument	20210363
Transaction Type	Transfer
Record Updated	Aug 9, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	100 N SENATE AVE RM N642, N642, INDIANAPOLIS, IN 46204-2216
Investor	Possibly a Property Investor

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WELLS IN
Recording Date	Dec 12, 2019
Property Address	5120 E STATE ROAD 124, BLUFFTON, IN 46714-9340
Document Number	0020194410
Instrument Date	Dec 10, 2019
Instrument	20194410
Transaction Type	Transfer
Record Updated	Aug 9, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5120 E STATE ROAD 124, BLUFFTON, IN 46714-9340

Mortgage

Document Number	0020194411
Date	Dec 12, 2019
Instrument	20194411

Lender

Name	RUOFF MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Wells County assessment roll, as of June 26, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Wells County
County Subdivision	Lancaster Township
Unified School District	Northern Wells Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,813.00 (+64.89%) Homeowner's exemption	$327,400 (+56.88%) Land $106,600 Building $220,800	$327,400 (+56.88%) Land $106,600 Building $220,800
2024	$1,706.00 (+36.37%)
2023		$208,700 (+16.53%) Land $81,800 Building $126,900	$208,700 (+16.53%) Land $81,800 Building $126,900
2022	$1,251.00	$179,100 Land $61,700 Building $117,400	$179,100 Land $61,700 Building $117,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	8 (2003–2015)
Most Recent Claim	Jun 2015 · other causes
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jul 2003 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 73% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Craigville Telephone Company Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on E State Rd 124

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