Wells County property record for 4976 E State Rd 124, Bluffton, IN 46714 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,743 sqft · built 1964 |
| Lot Size | 2.07 acres (90,169 sqft) |
| Owner | Individual Name on File |
| Last Sale | $206,000 (Mar 2020) |
| Tax Bill | $2,073 (2025) |
| Deeds & Mortgages | May 2026 Mortgage Oct 2023 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 90-08-02-100-012.000-003 |
| Primary APN | 90-08-02-100-012.000-003 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,743 sqft Living Area |
| 1st Floor Area | 1,743 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 2010 |
| Construction Type | Wood |
| Foundation Type | No Foundation |
| Roof Material | Asphalt |
| Lot Area | 90,169 sqft (2.07 acres) |
| Garage Type | Mixed |
| Garage Area | 1,386 sqft |
| Parking Spaces | 4 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Account Number | 00001527128 |
|---|---|
| Street Address | 4976 E STATE ROAD 124 |
| City | BLUFFTON |
| State | IN |
| Zip | 46714-9339 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 02-26-12 2.07A 289.71' W 317' OF E 520.17' |
| Jurisdiction | WELLS IN |
| Township / Civil Division | HARRISON |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 40300 |
Source: Wells County records · APN 90-08-02-100-012.000-003
Assessment roll updated June 26, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4976 E STATE ROAD 124, BLUFFTON, IN 46714-9339 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 14, 2026 | Deed of Trust, Mortgage · Conventional Mortgage THREE RIVERS FEDERAL CREDIT UNION |
| Oct 25, 2023 | Deed of Trust, Mortgage · Conventional Mortgage THREE RIVERS FCU |
| Mar 09, 2020 | Warranty Deed, Transfer · Conventional Mortgage THREE RIVERS FCU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 09, 2020 · Amount on Record |
| Deed Sale | Mar 09, 2020 · Amount on Record |
| Prior Sale | Jan 16, 2013 · Amount on Record |
| Deed Document Number | 2020977 |
| Prior Transfer Date | Jan 10, 2012 |
| Prior Transfer Doc | 000152/206 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WELLS IN |
| Recording Date | May 14, 2026 |
| Property Address | 4976 E STATE ROAD 124, BLUFFTON, IN 46714-9339 |
| Document Number | 0000001703 |
| Instrument Date | May 05, 2026 |
| Instrument | 20261703 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 4976 E STATE ROAD 124, BLUFFTON, IN 46714-9339 |
| Document Number | 0000001703, |
|---|---|
| Date | May 14, 2026 |
| Instrument | 20261703 |
| Name | THREE RIVERS FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | May 15, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.74% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WELLS IN |
| Property Address | 4976 E STATE ROAD 124, BLUFFTON, IN 46714-9339 |
| Transaction Type | Mortgage |
| Record Updated | Nov 22, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0020233390 |
|---|---|
| Date | Oct 25, 2023 |
| Instrument | 20233390 |
| Name | THREE RIVERS FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Oct 25, 2038 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WELLS IN |
| Recording Date | Mar 09, 2020 |
| Property Address | 4976 E STATE ROAD 124, BLUFFTON, IN 46714-9339 |
| Document Number | 0020200977 |
| Instrument Date | Mar 06, 2020 |
| Instrument | 20200977 |
| Transaction Type | Transfer |
| Record Updated | Jun 12, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4976 E STATE ROAD 124, BLUFFTON, IN 46714-9339 |
| Document Number | 0020200978 |
|---|---|
| Date | Mar 09, 2020 |
| Instrument | 20200978 |
| Name | THREE RIVERS FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2050 |
| Rate Type | Fixed Rate |
|---|
Source: Wells County records · Assessment roll updated June 26, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Wells County |
| County Subdivision | Harrison Township |
| Unified School District | Bluffton-Harrison Metropolitan School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,073.00 (+27.81%) Homeowner's exemption | $294,400 (+32.43%) Land $70,700 Building $223,700 | $294,400 (+32.43%) Land $70,700 Building $223,700 |
| 2024 | $1,622.00 (+25.83%) | ||
| 2023 | $222,300 (+7.44%) Land $52,400 Building $169,900 | $222,300 (+7.44%) Land $52,400 Building $169,900 | |
| 2022 | $1,289.00 | $206,900 Land $40,000 Building $166,900 | $206,900 Land $40,000 Building $166,900 |
Source: FEMA National Flood Hazard Layer, Wells County (18179C), updated September 30, 2016 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 181790403002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 4 individual NFIP policies nearby |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 4 in force 4 of 4 on primary residences |
| Nearby Flood Claims | 8 (2003–2015) |
| Most Recent Claim | Jun 2015, other causes |
| Flood Events |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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