4998 E State Rd 124, Bluffton, IN 46714 Property Records

Wells County property record for 4998 E State Rd 124, Bluffton, IN 46714

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,637 sqft · built 1947
Lot Size1 acres (43,560 sqft)
OwnerIndividual Name on Record
Tax Bill$1,997 (2025)
Deeds & MortgagesMay 2021 Mortgage
Apr 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN90-08-02-100-008.000-003

Property Details

APN / Parcel Number

Primary APN90-08-02-100-008.000-003
Alternative APNs
  • 00001527140
  • 0020120300

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures11 Plumbing Fixtures
Total Rooms8 Rooms
Stories1 Story
Building Area2,637 sqft Living Area
1st Floor Area2,637 sqft
Basement Area1,040 sqft
Unfinished Basement1,040 sqft
Family RoomFamily Room
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1947
Effective Year BuiltEffective 1990
Construction TypeWood
Roof MaterialAsphalt
Lot Area43,560 sqft (1 acres)
Garage TypeDetached
Garage Area396 sqft
Parking Spaces1 Parking Space
Shed1 Shed
Shed Area192 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number00001527140
Street Address4998 E STATE ROAD 124
CityBLUFFTON
StateIN
Zip46714-9339
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description02-26-12 1.000A N 298.71' OF E 208.71' NE
JurisdictionWELLS IN
Township / Civil DivisionHARRISON
Census Block Group2
Census Block2019
Census Tract40300

Owner

Source: Wells County records, as of June 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4998 E STATE ROAD 124, BLUFFTON, IN 46714-9339
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 11, 2021Deed of Trust, Mortgage · Conventional Mortgage
MIDWEST AMERICA FCU
Apr 13, 2021Deed of Trust, Mortgage · Conventional Mortgage
MIDWEST AMERICA FCU

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedSep 20, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWELLS IN
Property Address4998 E STATE ROAD 124, BLUFFTON, IN 46714-9339
Transaction TypeMortgage
Record UpdatedJun 9, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number20212138
DateMay 11, 2021
Instrument20212138
Lender
NameMIDWEST AMERICA FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueMay 1, 2036
Interest
Rate TypeFixed Rate

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWELLS IN
Property Address4998 E STATE ROAD 124, BLUFFTON, IN 46714-9339
Transaction TypeMortgage
Record UpdatedMay 12, 2021
Title CompanyMETROPOLITAN TITLE/IN LLC, METROPOLITAN TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number20211689
DateApr 13, 2021
Instrument20211689
Lender
NameMIDWEST AMERICA FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2051
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Wells County assessment roll, as of June 26, 2026

Property Jurisdictions

TypeName
StateIndiana
CountyWells County
County SubdivisionHarrison Township
Unified School DistrictBluffton-Harrison Metropolitan School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,997.00 (+25.76%) Homeowner's exemption$306,000 (+33.28%) Land $41,800 Building $264,200$306,000 (+33.28%) Land $41,800 Building $264,200
2024$1,588.00 (+26.43%)
2023$229,600 (+5.27%) Land $31,000 Building $198,600$229,600 (+5.27%) Land $31,000 Building $198,600
2022$1,256.00$218,100 Land $25,000 Building $193,100$218,100 Land $25,000 Building $193,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies4 in force
Nearby Flood Claims8 (2003–2015)
Most Recent ClaimJun 2015 · other causes
Claims by Event
  • Severe Storms, Tornadoes, And Flooding, Jul 2003 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 78% of Indiana
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Craigville Telephone Company
Fiber
1,000 / 1,000
Mediacom Xtream
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20

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