5120 Cooper Rd, Eden, MD 21822 Property Records

Wicomico County property record for 5120 Cooper Rd, Eden, MD 21822

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 2,068 sqft · built 1969
Lot Size	3.08 acres (134,165 sqft)
Owner	2 Individual Names on Record
Last Sale	$88,500 (Apr 1987)
Tax Bill	$1,746 (2025)
Deeds & Mortgages	Dec 2019 Mortgage Nov 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-000375`

Property Details

APN / Parcel Number

Primary APN	`07-000375`
Alternative APN	`000375`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,068 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Exterior Material	Other
Roof Material	Composition Shingle
Lot Area	134,165 sqft (3.08 acres)
Porch	Slab
Porch Area	132 sqft
Deck Area	240 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Baseboard
Sewer	Connected

Location & Zoning

Account Number	000375
Street Address	5120 COOPER RD
City	EDEN
State	MD
Zip	21822-2156
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR
Legal Description	3.08 AC N OF COOPER CO RD 309 W OF UPPER FERRY
Jurisdiction	WICOMICO MD
Township / Civil Division	7, TRAPPE
Census Block Group	2
Census Block	2001
Census Tract	10800

Owner

Source: Wicomico County records, as of October 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5120 COOPER RD, EDEN, MD 21822-2156
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 17, 2019	Deed of Trust, Mortgage · FHA Mortgage RIVER CITY MORTGAGE LLC
Nov 27, 2018	Deed of Trust, Mortgage · FHA Mortgage CENTURY LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 15, 1987 · Amount on Record
Deed Sale	Apr 15, 1987 · Amount on Record
Deed Book / Page	1100 / 664
Record Updated	Oct 29, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WICOMICO MD
Property Address	5120 COOPER RD, EDEN, MD 21822-2156
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0045680410
Date	Dec 17, 2019
Book Page	4568/410

Lender

Name	RIVER CITY MORTGAGE LLC
Address	CINCINNATI, OH 45212

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Sep 1, 2049

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WICOMICO MD
Property Address	5120 COOPER RD, EDEN, MD 21822-2156
Document Number	0044110111
Instrument Date	Nov 27, 2018
Transaction Type	Mortgage
Record Updated	Dec 31, 2018
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5120 COOPER RD EDEN MD 218222156, EDEN, MD 21822-2156

Mortgage

Document Number	0044110111
Date	Dec 7, 2018
Book Page	004411/000111

Lender

Name	CENTURY LNDG
Address	LOUISVILLE, KY 40223

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 6, 2048

Tax Assessment & Valuation

Source: Wicomico County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Wicomico County
Unified School District	Wicomico County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$211,633 (+23.26%)	$225,900 (+23.38%) Land $38,100 Building $187,800
2025	$1,746.00 (+6.14%) Homeowner's exemption
2023	$1,645.00 Homeowner's exemption	$171,700	$183,100 Land $38,100 Building $145,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 28, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 28 policies
Nearby Flood Policies	28 in force
Nearby Flood Claims	8 (1994–2015)
Claims Outside the SFHA	3 of 8
Most Recent Claim	Mar 2015 · rainfall accumulation
Claims by Event	Hurricane Sandy, Oct 2012 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 73% of the US · above 96% of Maryland
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Choptank Fiber Fiber	2,500 / 2,500
Xfinity Cable	1,200 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

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