5109 Cooper Rd, Eden, MD 21822 Property Records

Wicomico County property record for 5109 Cooper Rd, Eden, MD 21822

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,314 sqft · built 2001
Lot Size	0.588 acres (25,625 sqft)
Owner	Individual Name on Record
Last Sale	$241,100 (Oct 2021)
Tax Bill	$2,338 (2025)
Deeds & Mortgages	Oct 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-011245`

Property Details

APN / Parcel Number

Primary APN	`07-011245`
Alternative APN	`011245`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,314 sqft Total Area

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	25,625 sqft (0.588 acres)
Garage Type	Attached
Garage Area	448 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	72 sqft
Deck Area	144 sqft
Patio Area	168 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	011245
Street Address	5109 COOPER RD
City	EDEN
State	MD
Zip	21822-2156
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR
Legal Description	BL-B L-5 25,625 SQFT 5109 COOPER ROAD COOPER LANDING SEC 2
Legal Subdivision	COOPER LNDG
Legal Block	B
Legal Lot Number	5
Jurisdiction	WICOMICO MD
Township / Civil Division	7, TRAPPE
Census Block Group	2
Census Block	2011
Census Tract	10800

Owner

Source: Wicomico County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5109 COOPER RD, EDEN, MD 21822-2156
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 15, 2021 · Amount on Record
Deed Sale	Oct 15, 2021 · Amount on Record
Prior Sale	Apr 17, 2001 · Amount on Record
Deed Book / Page	4960 / 252
Record Updated	Oct 29, 2026

October 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	WICOMICO MD
Recording Date	Oct 15, 2021
Property Address	5109 COOPER RD, EDEN, MD 21822-2156
Document Number	0049600252
Book / Page	4960 / 252
Map Reference	CAB MSB 13 FO 46
Instrument Date	Sep 27, 2021
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	COMMUNITY SETTLEMENTS & ESCROW LLC, COMMUNITY STLMTS & ESCROW LL

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	5109 COOPER RD, EDEN, MD 21822-2156

Mortgage

Document Number	0004960258
Date	Oct 15, 2021
Instrument	4960/258

Lender

Name	EMBRACE HOME LOANS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

Source: Wicomico County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Wicomico County
Unified School District	Wicomico County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$261,633 (+24.73%)	$276,100 (+18.65%) Land $45,100 Building $231,000
2025	$2,338.00 (+11.76%)
2023	$2,092.00	$209,767	$232,700 Land $45,100 Building $187,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 28, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 28 policies
Nearby Flood Policies	28 in force
Nearby Flood Claims	8 (1994–2015)
Claims Outside the SFHA	3 of 8
Most Recent Claim	Mar 2015 · rainfall accumulation
Claims by Event	Hurricane Sandy, Oct 2012 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 72% of the US · above 96% of Maryland
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Choptank Fiber Fiber	2,500 / 2,500
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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