5102 Cooper Rd, Eden, MD 21822 Property Records

Wicomico County property record for 5102 Cooper Rd, Eden, MD 21822

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,484 sqft · built 1973
Lot Size	1.06 acres (46,174 sqft)
Owner	2 Individual Names on Record
Last Sale	$159,900 (Mar 2018)
Tax Bill	$1,742 (2025)
Deeds & Mortgages	Apr 2022 Line of Credit Mar 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-005377`

Property Details

APN / Parcel Number

Primary APN	`07-005377`
Alternative APN	`005377`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,484 sqft Total Area

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	46,174 sqft (1.06 acres)
Lot Dimensions	290 ft deep x 159 ft wide
Garage Type	Detached
Garage Area	728 sqft
Parking Spaces	3 Parking Spaces
Deck Area	126 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	005377
Street Address	5102 COOPER RD
City	EDEN
State	MD
Zip	21822-2156
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR
Legal Description	1.06 AC 5102 COOPER ROAD W OF UPPER FERRY
Legal Subdivision	SURVEY FOR PHILLIP L RENSHAW
Jurisdiction	WICOMICO MD
Township / Civil Division	7, TRAPPE
Census Block Group	2
Census Block	2001
Census Tract	10800

Owner

Source: Wicomico County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5102 COOPER RD, EDEN, MD 21822-2156
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2022	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU OF MARYLAND INC
Mar 4, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage PRIMELENDING
Mar 16, 2018	Grant Deed, Transfer NATIONS LNDG SVCS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 16, 2018 · Amount on Record
Deed Sale	Mar 16, 2018 · Amount on Record
Prior Sale	Aug 2, 2002 · Amount on Record
Deed Book / Page	4299 / 493
Last Transfer Date	Feb 8, 2021
Transfer Doc	0048020239
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WICOMICO MD
Property Address	5102 COOPER RD, EDEN, MD 21822-2156
Transaction Type	Mortgage
Record Updated	Oct 27, 2022
Title Company	SECU TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0050820446
Date	Apr 21, 2022
Book Page	5082/446

Lender

Name	STATE EMPLOYEES CU OF MARYLAND INC
Type	Credit Union
Address	LINTHICUM HEIGHTS, MD 21090

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WICOMICO MD
Recording Date	Mar 4, 2021
Property Address	5102 COOPER RD, EDEN, MD 21822-2156
Document Number	0048020239
Book / Page	4802 / 239
Map Reference	LB JWTS787 FO 402
Instrument Date	Feb 8, 2021
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	NOT AVAILABLE, MID ATLANTIC T&E CO INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	5102 COOPER RD, EDEN, MD 21822-2156

Mortgage

Document Number	0004802243
Date	Mar 4, 2021
Instrument	4802/243

Lender

Name	PRIMELENDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

March 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WICOMICO MD
Recording Date	Mar 16, 2018
Property Address	5102 COOPER RD, EDEN, MD 21822-2156
Document Number	0042990493
Book / Page	004299 / 000493
Instrument Date	Mar 9, 2018
Transaction Type	Transfer
Record Updated	Apr 2, 2018
Title Company	MIDATLANTIC SETTLEMENT SERVICES LL

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$159.90
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	5102 COOPER RD EDEN MD 218222156, EDEN, MD 21822-2156

Mortgage

Document Number	42990500
Date	Mar 16, 2018
Book Page	004299/000500

Lender

Name	NATIONS LNDG SVCS
Address	INDEPENDENCE, OH 44131

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 15, 2048

Tax Assessment & Valuation

Source: Wicomico County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Wicomico County
Unified School District	Wicomico County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$195,933 (+7.38%)	$209,400 (-) Land $35,000 Building $174,400
2025	$1,742.00 (+10.11%)	$182,467 (+15%)	$209,400 (+23.91%) Land $35,000 Building $174,400
2023	$1,582.00	$158,667	$169,000 Land $35,000 Building $134,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 28, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 28 policies
Nearby Flood Policies	28 in force
Nearby Flood Claims	8 (1994–2015)
Claims Outside the SFHA	3 of 8
Most Recent Claim	Mar 2015 · rainfall accumulation
Claims by Event	Hurricane Sandy, Oct 2012 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 72% of the US · above 96% of Maryland
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Choptank Fiber Fiber	2,500 / 2,500
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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