512 Saint James Dr, Laredo, TX 78041 Property Records

Webb County property record for 512 Saint James Dr, Laredo, TX 78041

Property Summary

Property Type	Single Family Home
Details	1,765 sqft · built 1983
Lot Size	0.258 acres (11,225 sqft)
Owner	2 Individual Names on Record
Last Sale	$372,400 (Apr 2026)
Tax Bill	$1,508 (2025)
Deeds & Mortgages	Nov 2010 Mortgage Apr 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`945-00881-468`

Property Details

APN / Parcel Number

Primary APN	`945-00881-468`
Alternative APN	`221941`

Interior

Stories	1 Story
Building Area	1,765 sqft Living Area
Gross Area	2,359 sqft
1st Floor Area	1,765 sqft

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	11,225 sqft (0.258 acres)
Lot Dimensions	130 ft deep x 78 ft wide
Garage Type	Attached
Garage Area	594 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	178 sqft
Storage Building	120 sqft

Location & Zoning

Street Address	512 SAINT JAMES DR
City	LAREDO
State	TX
Zip	78041-6073
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 1468 BLK 88 DEL MAR 5-C
Legal Subdivision	DEL MAR SEC 5-C
Legal Block	88
Legal Lot Number	1468
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO
Census Block Group	3
Census Block	3001
Census Tract	1709

Owner

Source: Webb County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	512 SAINT JAMES DR, LAREDO, TX 78041-6073
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Nov 8, 2010	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Apr 7, 2026	Deed, Transfer · Conventional Mortgage NONE LISTED ON DOCUMENT
Apr 7, 2026	Deed, Transfer · Conventional Mortgage NONE LISTED ON DOCUMENT
Apr 19, 2024	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 7, 2026 · Amount on Record
Deed Sale	Apr 7, 2026 · Amount on Record
Deed Document Number	20261584102
Deed Book / Page	6015 / 158
Record Updated	Oct 29, 2026

November 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	512 SAINT JAMES DR, LAREDO, TX 78041-6073
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003011/457
Date	Nov 8, 2010
Book Page	3011/457
Instrument	1086244

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 1, 2025

April 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	WEBB TX
Recording Date	Apr 7, 2026
Property Address	512 SAINT JAMES DR, LAREDO, TX 78041-6073
Document Number	006015/158
Book / Page	6015 / 158
Instrument Date	Apr 6, 2026
Instrument	20261584102
Transaction Type	Transfer
Record Updated	Jul 2, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	512 SAINT JAMES DR, LAREDO, TX 78041-6073

Mortgage

Document Number	0001584103,
Date	Apr 7, 2026
Instrument	20261584103

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate	6.01%
Max Rate	-1%

April 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	WEBB TX
Recording Date	Apr 7, 2026
Property Address	512 SAINT JAMES DR, LAREDO, TX 78041-6073
Document Number	0001584102
Book / Page	6015 / 158
Instrument Date	Apr 6, 2026
Instrument	20261584102
Transaction Type	Transfer
Record Updated	Apr 16, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	512 SAINT JAMES DR, LAREDO, TX 78041-6073

Mortgage

Document Number	0001584103,
Date	Apr 7, 2026
Instrument	20261584103

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate	6.01%
Max Rate	-1%

April 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WEBB TX
Recording Date	Apr 19, 2024
Property Address	512 SAINT JAMES DR, LAREDO, TX 78041-6073
Document Number	005638/444
Book / Page	5638 / 444
Map Reference	VOL 3 PG 32
Instrument Date	Apr 18, 2024
Instrument	1527535
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	411 WESTMONT DR, LAREDO, TX 78041-2725

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	411 WESTMONT DR, LAREDO, TX 78041-2725

Tax Assessment & Valuation

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$296,269 (-0.59%) Land $145,701 Building $150,568	$296,269 (-0.59%) Land $145,701 Building $150,568
2025	$1,508.00 (+2.03%)	$298,037 (+8.94%) Land $145,701 Building $152,336	$298,037 (+8.94%) Land $145,701 Building $152,336
2024	$1,478.00 (-12.8%)
2023		$273,584 Land $134,027 Building $139,557	$273,584 Land $134,027 Building $139,557
2022	$1,695.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	2 (2007–2017)
Claims Outside the SFHA	2 of 2
Most Recent Claim	May 2017 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 428 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Metronet.

Nearby Properties on Saint James Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures