509 Saint James Dr, Laredo, TX 78041 Property Records

Webb County property record for 509 Saint James Dr, Laredo, TX 78041

Property Summary

Property Type	Single Family Home
Details	2,361 sqft · built 1990
Lot Size	0.265 acres (11,567 sqft)
Owner	Individual Name on Record
Tax Bill	$1,913 (2024)
Deeds & Mortgages	May 2020 Mortgage Aug 2019 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`945-00931-060`

Property Details

APN / Parcel Number

Primary APN	`945-00931-060`
Alternative APN	`221991`

Interior

Stories	1 Story
Building Area	2,361 sqft Living Area
Gross Area	2,936 sqft
1st Floor Area	2,361 sqft

Exterior

Year Built	Built 1990
Exterior Material	Brick Veneer
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	11,567 sqft (0.265 acres)
Lot Dimensions	132 ft deep x 85 ft wide
Garage Type	Attached
Garage Area	575 sqft
Parking Spaces	2 Parking Spaces
Pool Area	338 sqft
Porch	Open Porch
Porch Area	302 sqft

Location & Zoning

Account Number	221991
Old Parcel Number	94500931060
Street Address	509 SAINT JAMES DR
City	LAREDO
State	TX
Zip	78041-6071
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	REPLAT LOT 6 BLK 93 DEL MAR HILLS SEC 5-C
Legal Subdivision	DEL MAR SEC 5-C
Legal Block	93
Legal Lot Number	6
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO
Census Block Group	3
Census Block	3005
Census Tract	1709

Owner

Source: Webb County records, as of November 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	509 SAINT JAMES DR, LAREDO, TX 78041-6071
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 1, 2020	Deed of Trust, Mortgage · FHA Mortgage VILLAGE CAPITAL & INVESTMENT LLC
Aug 29, 2019	Deed of Trust, Mortgage · FHA Mortgage VILLAGE CAPITAL & INVESTMENT LLC
May 25, 2021	Deed of Trust, Mortgage · FHA Mortgage VILLAGE CAPITAL & INVESTMENT LLC
Oct 5, 2021	Deed of Trust, Mortgage · FHA Mortgage VILLAGE CAPITAL & INVESTMENT LLC
Oct 3, 2018	Vendor's Lien, Transfer · FHA Mortgage FLAGSTAR BANK FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 3, 2018
Deed Sale	Oct 3, 2018
Prior Sale	Jul 2, 2013
Deed Document Number	1341319
Deed Book / Page	4487 / 866
Record Updated	Jun 8, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	509 SAINT JAMES DR, LAREDO, TX 78041-6071
Transaction Type	Mortgage
Record Updated	Mar 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004777/171
Date	May 1, 2020
Book Page	4777/171
Instrument	1390749

Lender

Name	VILLAGE CAPITAL & INVESTMENT LLC
Type	Mortgage Company
Address	HENDERSON, NV 89052

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2050

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	509 SAINT JAMES DR, LAREDO, TX 78041-6071
Transaction Type	Mortgage
Record Updated	Mar 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004655/021
Date	Aug 29, 2019
Book Page	4655/021
Instrument	1370340

Lender

Name	VILLAGE CAPITAL & INVESTMENT LLC
Type	Mortgage Company
Address	HENDERSON, NV 89052

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	509 SAINT JAMES DR, LAREDO, TX 78041-6071
Transaction Type	Mortgage
Record Updated	Mar 1, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	509 SAINT JAMES DR, LAREDO, TX 78041-6071

Mortgage

Document Number	005029/866
Date	May 25, 2021
Book Page	5029/866
Instrument	1429937

Lender

Name	VILLAGE CAPITAL & INVESTMENT LLC
Type	Mortgage Company
Address	HENDERSON, NV 89074

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	348 Months
Due	May 1, 2050

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	509 SAINT JAMES DR, LAREDO, TX 78041-6071
Transaction Type	Mortgage
Record Updated	Mar 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	005126/249
Date	Oct 5, 2021
Book Page	5126/249
Instrument	1444454

Lender

Name	VILLAGE CAPITAL & INVESTMENT LLC
Type	Mortgage Company
Address	HENDERSON, NV 89074

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	348 Months
Due	Oct 1, 2050

October 2018: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Oct 3, 2018
Property Address	509 SAINT JAMES DR, LAREDO, TX 78041-6071
Document Number	004487/866
Book / Page	4487 / 866
Map Reference	VOL 9 PG 4
Instrument Date	Oct 1, 2018
Instrument	1341319
Transaction Type	Transfer
Record Updated	Mar 1, 2022
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	509 SAINT JAMES DR, LAREDO, TX 78041-6071

Mortgage

Document Number	0001341320
Date	Oct 3, 2018
Instrument	1341320

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2048

Tax Assessment & Valuation

Source: Webb County assessment roll, as of July 25, 2025

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$345,997 (+13.44%) Land $150,140 Building $195,857	$345,997 (+13.44%) Land $150,140 Building $195,857
2024	$1,913.00 (-1.29%)
2023		$305,000 Land $138,110 Building $166,890	$305,000 Land $138,110 Building $166,890
2022	$1,938.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	2 (2007–2017)
Claims Outside the SFHA	2 of 2
Most Recent Claim	May 2017 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 428 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Metronet.

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