Webb County property record for 515 Saint James Dr, Laredo, TX 78041 · Last verified November 2025
| Property Type | Single Family Home |
|---|---|
| Details | 2,844 sqft · built 1994 |
| Lot Size | 0.264 acres (11,537 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,316 (2024) |
| Deeds & Mortgages | Apr 2021 Mortgage Aug 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 945-00931-030 |
| Primary APN | 945-00931-030 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,844 sqft Living Area |
| Gross Area | 3,435 sqft |
| 1st Floor Area | 2,844 sqft |
| Year Built | Built 1994 |
|---|---|
| Exterior Material | Brick Veneer |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 11,537 sqft (0.264 acres) |
| Lot Dimensions | 132 ft deep x 85 ft wide |
| Garage Type | Attached |
| Garage Area | 591 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 201 sqft |
| Account Number | 221988 |
|---|---|
| Old Parcel Number | 94500931030 |
| Street Address | 515 SAINT JAMES DR |
| City | LAREDO |
| State | TX |
| Zip | 78041-6071 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | REPLAT LOT 3 BLK 93 DEL MAR HILLS SEC 5-C |
| Legal Subdivision | DEL MAR SEC 5-C |
| Legal Block | 93 |
| Legal Lot Number | 3 |
| Jurisdiction | WEBB TX |
| Township / Civil Division | LAREDO |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 1709 |
Source: Webb County records · APN 945-00931-030
Assessment roll updated July 25, 2025 · Last verified November 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 515 SAINT JAMES DR, LAREDO, TX 78041-6071 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 13, 2021 | Deed of Trust, Mortgage · Conventional Mortgage THRIVE MORTGAGE LLC |
| Aug 14, 2017 | Vendor's Lien, Transfer · FHA Mortgage INTERNATIONAL BANK OF COMMERCE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 14, 2017 |
| Deed Sale | Aug 14, 2017 |
| Prior Sale | Jul 12, 2013 |
| Deed Document Number | 1305401 |
| Deed Book / Page | 4285 / 314 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WEBB TX |
| Property Address | 515 SAINT JAMES DR, LAREDO, TX 78041-6071 |
| Transaction Type | Mortgage |
| Record Updated | Mar 01, 2022 |
| Name | Verified Name |
|---|
| Document Number | 004999/161 |
|---|---|
| Date | Apr 13, 2021 |
| Book Page | 4999/161 |
| Instrument | 1425121 |
| Name | THRIVE MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | GEORGETOWN, TX 78633 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | May 01, 2041 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | WEBB TX |
| Recording Date | Aug 14, 2017 |
| Property Address | 515 SAINT JAMES DR, LAREDO, TX 78041-6071 |
| Document Number | 004285/314 |
| Book / Page | 4285 / 314 |
| Map Reference | VOL 9 PG 4 |
| Instrument Date | Aug 10, 2017 |
| Instrument | 1305401 |
| Transaction Type | Transfer |
| Record Updated | Mar 01, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 515 SAINT JAMES DR, LAREDO, TX 78041-6071 |
| Document Number | 0001305402 |
|---|---|
| Date | Aug 14, 2017 |
| Instrument | 1305402 |
| Name | INTERNATIONAL BANK OF COMMERCE |
|---|---|
| Type | Bank |
| Special Notes | Seller Financed |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2047 |
Source: Webb County records · Assessment roll updated July 25, 2025 · Last verified November 2025
| Type | Name |
|---|---|
| State | Texas |
| Municipality | Laredo City |
| County | Webb County |
| Unified School District | United Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $379,260 (+9.01%) Land $149,750 Building $229,510 | $379,260 (+9.01%) Land $149,750 Building $229,510 | |
| 2024 | $2,316.00 (+9.66%) | ||
| 2023 | $347,907 Land $137,752 Building $210,155 | $347,907 Land $137,752 Building $210,155 | |
| 2022 | $2,112.00 |
Source: FEMA National Flood Hazard Layer, Webb County (48479C), updated October 8, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 484790017093, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 11 individual NFIP policies nearby |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 2 (2007–2017) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | May 2017, river or lake flooding |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 428 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| AT&T | Fiber | 5,000 / 5,000 |
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
May also be available at this address: Spectrum, Metronet Holdings. Availability varies by address; speeds are provider-advertised maximums, not measured.
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