St. Clair County property record for 512 S 10th St, Saint Clair, MI 48079
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,456 sqft |
| Lot Size | 0.131 acres (5,706 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,596 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage Jan 2024 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 74-07-898-0002-000 |
| Primary APN | 74-07-898-0002-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,456 sqft Living Area |
| 1st Floor Area | 1,061 sqft |
| Basement Area | 665 sqft |
| Lot Area | 5,706 sqft (0.131 acres) |
|---|---|
| Lot Dimensions | 100 ft deep x 57 ft wide |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 512 S 10TH ST |
|---|---|
| City | SAINT CLAIR |
| State | MI |
| Zip | 48079-4906 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1A MED D |
| Legal Description | LOT 2 EXC N 3' GEORGE A WOLVIN'S SUBDIVISION OF A PART OF FIVE ACRE LOTS NO. 107 & 110 |
| Legal Subdivision | GEORGE A WOLVINS SUBDIVISION |
| Legal Lot Number | 2 |
| Legal Unit | 2,S |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | ST. CLAIR |
| Census Block Group | 1 |
| Census Block | 1029 |
| Census Tract | 642000 |
512 S 10th St is owned and occupied by an individual who acquired it in January 2024.
Source: St. Clair County records, as of September 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 512 S 10TH ST, SAINT CLAIR, MI 48079-4906 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 20, 2026 | Deed of Trust, Mortgage · VA Mortgage VILLAGE CAPITAL & INVESTMENT LLC |
| Jan 22, 2024 | Intrafamily Transfer, Transfer · VA Mortgage CARDINAL FINANCIAL COMPANY LP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 22, 2024 |
| Deed Sale | Jan 22, 2024 |
| Prior Sale | Apr 11, 2008 · Amount on File |
| Deed Document Number | 20241189 |
| Deed Book / Page | 5685 / 196 |
| Prior Transfer Date | Jan 9, 2024 |
| Prior Transfer Doc | 0005685196 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 512 S 10TH ST, SAINT CLAIR, MI 48079-4906 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|---|
| Address | 512 S 10TH ST, SAINT CLAIR, MI 48079-4906 |
| Document Number | 0005907214 |
|---|---|
| Date | Mar 20, 2026 |
| Book Page | 5907/214 |
| Instrument | 2026005094 |
| Name | VILLAGE CAPITAL & INVESTMENT LLC |
|---|---|
| Type | Mortgage Company |
| Address | 2460 PASEO VERDE PKWY STE 110, HENDERSON, NV 89074 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Jan 22, 2024 |
| Property Address | 512 S 10TH ST, SAINT CLAIR, MI 48079-4906 |
| Document Number | 0005685196 |
| Book / Page | 5685 / 196 |
| Map Reference | LB 7 PG 69 |
| Instrument Date | Jan 9, 2024 |
| Instrument | 2024001189 |
| Transaction Type | Transfer |
| Record Updated | Mar 20, 2024 |
| Title Company | PRIORITY TITLE AND ESCROW, PRIORITY TITLE & ESCROW |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 512 S 10TH ST, SAINT CLAIR, MI 48079-4906 |
| Name | Verified Name |
|---|---|
| Address | 512 S 10TH ST, SAINT CLAIR, MI 48079-4906 |
| Document Number | 2024001190 |
|---|---|
| Date | Jan 22, 2024 |
| Instrument | 2024001190 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2054 |
| Document Number | 0005685198 |
|---|---|
| Date | Jan 22, 2024 |
| Book Page | 5685/198 |
| Instrument | 2024001190 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Address | 3701 ARCO CORPORATE DR STE 200, CHARLOTTE, NC 28273 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2054 |
The 2025 property tax bill for 512 S 10th St was $1,596 with a homeowner's exemption, up 2.8% from the year before.
Source: St. Clair County assessment roll, as of September 17, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| Municipality | St. Clair City |
| Unified School District | East China School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $73,600 (+2.65%) | $147,200 | |
| 2025 | $1,596.00 (+2.77%) Homeowner's exemption | $71,700 | |
| 2024 | $1,553.00 | $143,400 | |
| 2023 | $66,400 | ||
| 2022 | $1,443.00 | $132,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 512 S 10th St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2001.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2001) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 2001 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 512 S 10th St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ST. CLAIR serves 5,464 people · EPA ID MI0006270 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 394 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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