408 S 10th St, Saint Clair, MI 48079 Property Records

St. Clair County property record for 408 S 10th St, Saint Clair, MI 48079

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,506 sqft
Lot Size0.186 acres (8,102 sqft)
OwnerIndividual Name on Record
Last Sale$115,000 (Nov 2021)
Tax Bill$2,446 (2025)
Deeds & MortgagesNov 2021 Sale & Mortgage
Jun 2021 Transfer
Flood ZoneZone X (minimal risk)
APN74-07-898-0006-000

Property Details

APN / Parcel Number

Primary APN74-07-898-0006-000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,506 sqft Living Area
1st Floor Area1,173 sqft

Exterior

Lot Area8,102 sqft (0.186 acres)
Lot Dimensions100 ft deep x 81 ft wide
Garage Area432 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address408 S 10TH ST
CitySAINT CLAIR
StateMI
Zip48079-4905
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1A MED D
Legal DescriptionLOT 6 & S 21.30' OF LOT 7 GEORGE A WOLVINS SUBD OF A PART OF FIVE ACRE LOTS NUMBER 107 & 110 NOTE- FOR LOT 7 BALANCE SEE
Legal SubdivisionGEORGE A WOLVINS SUBD
Legal Lot Number6-7
Legal Unit6,7,7
JurisdictionSAINT CLAIR MI
Township / Civil DivisionST. CLAIR
Census Block Group1
Census Block1029
Census Tract642000

Owner

Source: St. Clair County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address408 S 10TH ST, SAINT CLAIR, MI 48079-4905
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 16, 2021Warranty Deed, Transfer · FHA Mortgage
FLAGSTAR BANK FSB
Jun 14, 2021Quit Claim Deed, Transfer
NOT AVAILABLE, HURON TITLE COMPANY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 16, 2021 · Amount on Record
Deed SaleNov 16, 2021 · Amount on Record
Prior SaleAug 25, 2008 · Amount on Record
Deed Document Number202132277
Deed Book / Page5450 / 132
Prior Transfer DateMar 27, 2021
Prior Transfer Doc5378971
Record UpdatedOct 29, 2026

November 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSAINT CLAIR MI
Recording DateNov 16, 2021
Property Address408 S 10TH ST, SAINT CLAIR, MI 48079-4905
Document Number5450132
Book / Page5450 / 132
Map ReferenceLB 7 PG 69
Instrument DateSep 28, 2021
Instrument2021032277
Transaction TypeTransfer
Record UpdatedDec 8, 2021
Title CompanyJBN TITLE, JB TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$862.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address520 BROWN ST, 520, SAINT CLAIR, MI 48079-4888

Transferred To (Grantee/Buyer)

NameVerified Name
Address408 S 10TH ST, SAINT CLAIR, MI 48079-4905

Mortgage

Document Number2021032278
DateNov 16, 2021
Instrument2021032278
Lender
NameFLAGSTAR BANK FSB
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueNov 1, 2051

June 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAINT CLAIR MI
Recording DateJun 14, 2021
Property Address408 S 10TH ST, SAINT CLAIR, MI 48079-4905
Document Number5378971
Book / Page5378 / 971
Instrument DateMar 27, 2021
Instrument2021017487
Transaction TypeTransfer
Record UpdatedJul 5, 2021
Title CompanyNOT AVAILABLE, HURON TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address1661 VERMONT AVE, 1661, MARYSVILLE, MI 48040-1744

Transferred To (Grantee/Buyer)

NameVerified Name
Address520 BROWN ST, SAINT CLAIR, MI 48079-4888

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

TypeName
StateMichigan
CountySt. Clair County
MunicipalitySt. Clair City
Unified School DistrictEast China School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$80,100 (+1.52%)$160,200 (+1.52%)
2025$2,446.00 (+2.9%)$78,900 (+7.79%)
2024$2,377.00 (+8.39%)$157,800 (+7.79%)
2023$73,200
2022$2,193.00$146,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2001)
Claims Outside the SFHA1 of 1
Most Recent ClaimFeb 2001 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF ST. CLAIR
serves 5,464 people · EPA ID MI0006270
Water SourceSurface water
Last State InspectionFeb 2026
Lead2 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 394 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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