422 S 10th St, Saint Clair, MI 48079 Property Records

St. Clair County property record for 422 S 10th St, Saint Clair, MI 48079

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,576 sqft · built 1930
Lot Size	0.138 acres (6,011 sqft)
Owner	Individual Name on File
Last Sale	$139,900 (Mar 2021)
Tax Bill	$3,320 (2025)
Deeds & Mortgages	Mar 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`74-07-898-0004-000`

Property Details

APN / Parcel Number

Primary APN	`74-07-898-0004-000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,576 sqft Living Area
1st Floor Area	988 sqft
Basement Area	988 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Lot Area	6,011 sqft (0.138 acres)
Lot Dimensions	100 ft deep x 60 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	422 S 10TH ST
City	SAINT CLAIR
State	MI
Zip	48079-4905
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A MED D
Legal Description	LOT 4 GEORGE A WOLVINS SUBD OF A PART OF FIVE ACRE LOTS NUMBER 107 & 110
Legal Subdivision	GEORGE A WOLVINS SUBD
Legal Lot Number	4
Legal Unit	4,S
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	ST. CLAIR
Census Block Group	1
Census Block	1029
Census Tract	642000

Owner

422 S 10th St is owned and occupied by an individual who bought it in March 2021.

Source: St. Clair County records, as of September 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	422 S 10TH ST, SAINT CLAIR, MI 48079-4905
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 26, 2021 · Amount on File
Deed Sale	Mar 26, 2021 · Amount on File
Deed Document Number	20218688
Deed Book / Page	5340 / 657
Record Updated	Oct 29, 2026

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Mar 26, 2021
Property Address	422 S 10TH ST, SAINT CLAIR, MI 48079-4905
Document Number	0005340657
Book / Page	5340 / 657
Map Reference	LB 7 PG 69
Instrument Date	Mar 8, 2021
Instrument	2021008688
Transaction Type	Transfer
Record Updated	Feb 11, 2022
Title Company	TRANSNATION TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,050.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6420 BRIGGEMAN RD, 6420, SAINT CLAIR, MI 48079-3802

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	30450 BORDMAN RD, RICHMOND, MI 48062-2201

Mortgage

Document Number	0005332784
Date	Mar 10, 2021
Book Page	5332/784
Instrument	2021007133

Lender

Name	SIMPLE HOME LENDING LLC
Type	Non-Lending Institution
Address	MACOMB, MI 48044

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 422 S 10th St was $3,320 with a homeowner's exemption, down 11.2% from the year before.

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
Municipality	St. Clair City
Unified School District	East China School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$74,200 (+2.49%)	$148,400
2025	$3,320.00 (-11.16%) Homeowner's exemption Additional exemption filed	$72,400
2024	$3,737.00		$144,800
2023		$66,900
2022	$2,861.00		$133,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 422 S 10th St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2001.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2001)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2001 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 422 S 10th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ST. CLAIR serves 5,464 people · EPA ID MI0006270
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 394 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20