512 Reading Rd, Apt 402, Cincinnati, OH 45202 Property Records

Hamilton County property record for 512 Reading Rd, Apt 402, Cincinnati, OH 45202

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,600 sqft · built 1940
Owner	Individual Name on File
Last Sale	$430,000 (Jul 2023)
Tax Bill	$7,580 (2025)
Deeds & Mortgages	Jul 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`075-0003-0209-00`

Property Details

APN / Parcel Number

Primary APN	`075-0003-0209-00`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,600 sqft Living Area
1st Floor Area	1,600 sqft

Exterior

Year Built	Built 1940
Architectural Style	Conventional
Exterior Material	Brick
Garage Type	Detached
Garage Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	512 READING RD APT 402, 402
City	CINCINNATI
State	OH
Zip	45202-1498
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	UNIT 402 0.086%PENDLETON GLASSHOUSE LOFTS CONDOMINIUM
Legal Subdivision	PENDLETON GLASS HOUSE LOFTS
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	1
Census Block	1004
Census Tract	1100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Over-the-Rhine Historic District listed 1983 · 945 contributing resources · NRIS 83001985

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

512 Reading Rd, Apt 402 is owned and occupied by an individual who bought it in July 2023.

Source: Hamilton County records, as of February 9, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	512 READING RD APT 402, 402, CINCINNATI, OH 45202-1498
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 17, 2023 · Amount on File
Deed Sale	Jul 17, 2023 · Amount on File
Prior Sale	Feb 9, 2017 · Amount on File
Deed Document Number	0000049042
Deed Book / Page	14958 / 818
Record Updated	Jun 8, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Jul 17, 2023
Property Address	512 READING RD APT 402, 402, CINCINNATI, OH 45202-1498
Document Number	0000049042
Book / Page	14958 / 818
Map Reference	MB 418 PG 24-28
Instrument Date	Jul 12, 2023
Instrument	2023-0049042
Transaction Type	Transfer
Record Updated	Feb 10, 2026
Title Company	UNKNOWN, NORTHWEST TTL FAM OF CO INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$430.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	512 READING RD, CINCINNATI, OH 45202-1494

Mortgage

Document Number	0000049043
Date	Jul 17, 2023
Instrument	2023-0049043

Lender

Name	FIRST COMMUNITY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 512 Reading Rd, Apt 402 was $7,580, up 3.1% from the year before.

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,580.00 (+3.1%)	$123,221 (-) Land $17,500 Building $105,721
2024	$7,352.00 (+342.36%)	$123,221 (-) Land $17,500 Building $105,721
2023	$1,662.00 (-10.06%)	$123,221 (+0.59%) Land $17,500 Building $105,721	$352,060 Land $50,000 Building $302,060
2022	$1,848.00 Homeowner's exemption	$122,500 Land $17,500 Building $105,000
2020			$350,000 Land $50,000 Building $300,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 512 Reading Rd, Apt 402 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 512 Reading Rd, Apt 402 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 345 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20