Hamilton County property record for 512 Reading Rd, Apt 401, Cincinnati, OH 45202
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 2 ba · 1,504 sqft · built 1940 |
| Owner | Individual Name on File |
| Last Sale | $345,000 (Aug 2020) |
| Tax Bill | $7,431 (2025) |
| Deeds & Mortgages | Aug 2020 Sale & Line of Credit Jun 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 075-0003-0208-00 |
| Primary APN | 075-0003-0208-00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,504 sqft Living Area |
| 1st Floor Area | 1,504 sqft |
| Year Built | Built 1940 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Garage Type | Detached |
| Garage Area | 180 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 512 READING RD APT 401, 401 |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45202-1495 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | UNIT 401 0.082%PENDLETON GLASSHOUSE LOFTS CONDOMINIUM |
| Legal Subdivision | PENDLETON GLASS HSE LOFTS COND |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | CINCINNATI |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 1100 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Over-the-Rhine Historic District listed 1983 · 945 contributing resources · NRIS 83001985 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
512 Reading Rd, Apt 401 is owned and occupied by an individual who bought it in August 2020.
Source: Hamilton County records, as of February 9, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 512 READING RD APT 401, 401, CINCINNATI, OH 45202-1495 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 12, 2020 | Warranty Deed, Transfer · Line of Credit CENTERBANK |
| Jun 4, 2019 | Warranty Deed, Transfer · ARM PARK NATL BANK OF SW OHIO & N KENTU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 12, 2020 · Amount on File |
| Deed Sale | Aug 12, 2020 · Amount on File |
| Prior Sale | Jun 4, 2019 · Amount on File |
| Deed Document Number | 0000079977 |
| Deed Book / Page | 014230 / 000878 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Aug 12, 2020 |
| Property Address | 512 READING RD APT 401, 401, CINCINNATI, OH 45202-1495 |
| Document Number | 0000079977 |
| Book / Page | 014230 / 000878 |
| Instrument Date | Jul 31, 2020 |
| Instrument | 79977 |
| Transaction Type | Transfer |
| Record Updated | Oct 30, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,380.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 512 READING RD #401 CINCINNATI OH 452021495, 401, CINCINNATI, OH 45202-1495 |
| Document Number | 79978 |
|---|---|
| Date | Aug 12, 2020 |
| Book Page | 014230/000880 |
| Instrument | 79978 |
| Name | CENTERBANK |
|---|---|
| Type | Bank |
| Address | MILFORD, OH 45150 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 11, 2050 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Jun 4, 2019 |
| Property Address | 512 READING RD APT 401, 401, CINCINNATI, OH 45202-1495 |
| Document Number | 0000042985 |
| Book / Page | 13931 / 00368 |
| Map Reference | MB 418 PG 24-28 |
| Instrument Date | May 22, 2019 |
| Instrument | 2019-0042985 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,288.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 512 READING RD APT 401, 401, CINCINNATI, OH 45202-1495 |
| Document Number | 0000042986 |
|---|---|
| Date | Jun 4, 2019 |
| Instrument | 2019-0042986 |
| Name | PARK NATL BANK OF SW OHIO & N KENTU |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.25% |
| Type Change Date | Jun 1, 2024 |
| Change Frequency | Annually |
| Min Rate At Change | 3.62% |
| Max Rate At Change | 6.25% |
| Index | 1-Year CMT |
| Max Rate | 10.2% |
The 2025 property tax bill for 512 Reading Rd, Apt 401 was $7,431, up 383.8% from the year before.
Source: Hamilton County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Cincinnati City |
| Unified School District | Cincinnati City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,431.00 (+383.79%) | $120,750 (-) Land $17,500 Building $103,250 | |
| 2024 | $1,536.00 (-2.23%) | $120,750 (-) Land $17,500 Building $103,250 | |
| 2023 | $1,571.00 (-7.97%) | $120,750 (+7.14%) Land $17,500 Building $103,250 | $345,000 Land $50,000 Building $295,000 |
| 2022 | $1,707.00 Homeowner's exemption | $112,700 Land $17,500 Building $95,200 | |
| 2020 | $322,000 Land $50,000 Building $272,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 512 Reading Rd, Apt 401 in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 512 Reading Rd, Apt 401 has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 345 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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