512 Reading Rd, Unit 204, Cincinnati, OH 45202 Property Records

Hamilton County property record for 512 Reading Rd, Unit 204, Cincinnati, OH 45202

Property Summary

Property TypeCondominium
Details2 bd · 2 ba · 1,742 sqft · built 1940
OwnerIndividual Name on File
Last Sale$388,000 (Oct 2018)
Tax Bill$7,514 (2025)
Deeds & MortgagesMay 2021 Mortgage
Feb 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN075-0003-0205-00

Property Details

APN / Parcel Number

Primary APN075-0003-0205-00

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,742 sqft Living Area
1st Floor Area1,742 sqft

Exterior

Year BuiltBuilt 1940
Architectural StyleConventional
Exterior MaterialBrick
Garage TypeDetached
Garage Area180 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address512 READING RD UNIT 204, 204
CityCINCINNATI
StateOH
Zip45202-1495
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionUNIT 204 0.093%PENDLETON GLASSHOUSE LOFTS CONDOMINIUM
Legal SubdivisionPENDLETON GLASS HOUSE LOFTS
JurisdictionHAMILTON OH
Township / Civil DivisionCINCINNATI
Census Block Group1
Census Block1004
Census Tract1100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Over-the-Rhine Historic District
listed 1983 · 945 contributing resources · NRIS 83001985

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

512 Reading Rd, Unit 204 is owned and occupied by an individual who acquired it in May 2021.

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address512 READING RD UNIT 204, 204, CINCINNATI, OH 45202-1495
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 27, 2021Intrafamily Transfer, Transfer · Conventional Mortgage
AMERICAN MORTGAGE SERVICE CO
Feb 10, 2020Deed of Trust, Mortgage · Conventional Mortgage
CINCINNATI FED'L
Oct 4, 2018Warranty Deed, Transfer · Conventional Mortgage
CINCINNATI FED'L

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 4, 2018 · Amount on File
Deed SaleOct 4, 2018 · Amount on File
Prior SaleOct 4, 2018 · Amount on File
Deed Document Number0000088437
Deed Book / Page013767 / 000200
Last Transfer DateMay 27, 2021
Transfer Doc0000066221
Record UpdatedJun 8, 2026

May 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionHAMILTON OH
Recording DateMay 27, 2021
Property Address512 READING RD UNIT 204, 204, CINCINNATI, OH 45202-1495
Document Number0000066221
Book / Page14427 / 3333
Map ReferenceMB 418 PG 24-28
Instrument DateMay 21, 2021
Instrument2021-0066221
Transaction TypeTransfer
Record UpdatedFeb 10, 2026
Title CompanySPRINGDALE TITLE LLC

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address512 READING RD UNIT 204, 204, CINCINNATI, OH 45202-1495

Mortgage

Document Number0000066222
DateMay 27, 2021
Instrument2021-0066222
Lender
NameAMERICAN MORTGAGE SERVICE CO
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJun 1, 2051

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address512 READING RD UNIT 204, 204, CINCINNATI, OH 45202-1495
Document Number0000016965
Instrument DateFeb 10, 2020
Transaction TypeMortgage
Record UpdatedApr 15, 2020
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address512 READING RD #204 CINCINNATI OH 452021495, 204, CINCINNATI, OH 45202-1495

Mortgage

Document Number0000016965
DateFeb 20, 2020
Book Page014108/000101
Instrument16965
Lender
NameCINCINNATI FED'L
AddressCINCINNATI, OH 45255
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueFeb 19, 2035

October 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON OH
Recording DateOct 4, 2018
Property Address512 READING RD UNIT 204, 204, CINCINNATI, OH 45202-1495
Document Number0000088437
Book / Page013767 / 000200
Instrument DateSep 21, 2018
Instrument88437
Transaction TypeTransfer
Record UpdatedNov 22, 2018
Title CompanyLAWYERS TITLE/CINCINNATI INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,164.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address512 READING RD #204 CINCINNATI OH 452021495, 204, CINCINNATI, OH 45202-1495

Mortgage

Document Number88439
DateOct 4, 2018
Book Page013767/000222
Instrument88439
Lender
NameCINCINNATI FED'L
AddressCINCINNATI, OH 45255
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueOct 3, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 512 Reading Rd, Unit 204 was $7,514, up 3.1% from the year before.

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
MunicipalityCincinnati City
Unified School DistrictCincinnati City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,514.00 (+3.1%)$122,136 (-) Land $17,500 Building $104,636
2024$7,288.00 (-2.19%)$122,136 (-) Land $17,500 Building $104,636
2023$7,451.00 (-19.29%)$122,136 (-10.06%) Land $17,500 Building $104,636$348,960 Land $50,000 Building $298,960
2022$9,232.00 Homeowner's exemption$135,800 Land $17,500 Building $118,300
2020$388,000 Land $50,000 Building $338,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 512 Reading Rd, Unit 204 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 512 Reading Rd, Unit 204 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCINCINNATI PUBLIC WATER SYSTEM
serves 800,000 people · EPA ID OH3102612
Water SourceSurface water
Last State InspectionDec 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 345 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
1,000 / 75
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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