512 Rainey St, Bonham, TX 75418 Property Records

Fannin County property record for 512 Rainey St, Bonham, TX 75418

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,358 sqft · built 2008
Lot Size	0.165 acres (7,187 sqft)
Owner	Individual Name on File
Tax Bill	$5,146 (2025)
Deeds & Mortgages	Sep 2019 Mortgage Nov 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`9511-000-0080-05`

Property Details

APN / Parcel Number

Primary APN	`9511-000-0080-05`
Alternative APN	`109509`

Interior

Full Baths	2 Baths
Building Area	1,358 sqft Living Area
1st Floor Area	1,358 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Construction Type	Wood
Roof Type	Gable
Lot Area	7,187 sqft (0.165 acres)
Lot Dimensions	99 ft deep x 73 ft wide
Garage Type	Attached
Garage Area	495 sqft
Porch	Porch
Porch Area	129 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Electric

Location & Zoning

Account Number	9511-000-0080-05
Street Address	512 RAINEY ST
City	BONHAM
State	TX
Zip	75418-2109
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	JUSTINE ESTATES, LOT 8, ACRES .165
Legal Subdivision	JUSTINE ESTATES SUBDIVISION
Legal Lot Number	8
Jurisdiction	FANNIN TX
Township / Civil Division	BONHAM
Census Block Group	4
Census Block	4015
Census Tract	950402

Owner

Source: Fannin County assessment roll, as of November 18, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	512 RAINEY ST, BONHAM, TX 75418-2109
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 4, 2019	Deed of Trust, Mortgage · Stand-Alone First Mortgage PENNYMAC LOAN SERVICES LLC
Nov 19, 2021	Warranty Deed, Transfer COREY TITLE COMPANY, COLE TITLE CO
Jul 29, 2019	Vendor's Lien, Transfer · Seller Carry-Back JERRY DUDLEY ETAL

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 19, 2021
Deed Sale	Nov 19, 2021
Prior Sale	Jul 29, 2019 · Amount on Record
Deed Document Number	20218584
Prior Transfer Date	May 8, 2009
Prior Transfer Doc	01430/0219
Record Updated	Sep 20, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FANNIN TX
Property Address	512 RAINEY ST, BONHAM, TX 75418-2109
Transaction Type	Mortgage
Record Updated	Sep 2, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019005499
Date	Sep 4, 2019
Instrument	2019005499

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2049

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FANNIN TX
Recording Date	Nov 19, 2021
Property Address	512 RAINEY ST, BONHAM, TX 75418-2109
Document Number	2021008584
Map Reference	CAB B SL 66
Instrument Date	Nov 9, 2021
Instrument	2021008584
Transaction Type	Transfer
Record Updated	Sep 2, 2022
Title Company	COREY TITLE COMPANY, COLE TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	512 RAINEY ST, BONHAM, TX 75418-2109

July 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	FANNIN TX
Recording Date	Jul 29, 2019
Property Address	512 RAINEY ST, BONHAM, TX 75418-2109
Document Number	02153/0538
Book / Page	2153 / 0538
Map Reference	CAB B SL 66
Instrument Date	Jul 29, 2019
Instrument	2019-4492
Transaction Type	Transfer
Record Updated	Sep 2, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	512 RAINEY ST, BONHAM, TX 75418-2109

Mortgage

Document Number	0020194493
Date	Jul 29, 2019
Instrument	2019-4493

Lender

Name	JERRY DUDLEY ETAL
Type	Seller
Special Notes	Seller Financed

Agreement

Type	Seller Carry-Back
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Fannin County assessment roll, as of November 18, 2025

Property Jurisdictions

Type	Name
State	Texas
Municipality	Bonham City
County	Fannin County
Unified School District	Bonham Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,146.00 (+15.02%) Homeowner's exemption	$265,320 (-2.87%) Land $28,750 Building $236,570	$265,320 (-2.87%) Land $28,750 Building $236,570
2024	$4,474.00 (+234.88%)
2023		$273,160 Land $26,950 Building $246,210	$273,160 Land $26,950 Building $246,210
2018	$1,336.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 88% of Texas
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BONHAM serves 10,746 people · EPA ID TX0740001
Water Source	Purchased surface water from NORTH TEXAS MWD - BONHAM WTP
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Cable One Cable	1,000 / 50

May also be available: AMG Technology Investment Group, Verizon.

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