Fannin County property record for 405 Rainey St, Bonham, TX 75418
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,144 sqft · built 1955 |
| Lot Size | 0.482 acres (21,000 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,071 (2024) |
| Deeds & Mortgages | Aug 2023 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 9660-005-0010-05 |
| Primary APN | 9660-005-0010-05 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 2,144 sqft Living Area |
| 1st Floor Area | 2,144 sqft |
| Flooring | Combination, Other |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1955 |
|---|---|
| Exterior Material | Wood |
| Construction Type | Wood Frame |
| Lot Area | 21,000 sqft (0.482 acres) |
| Lot Dimensions | 140 ft deep x 150 ft wide |
| Garage Type | Attached |
| Garage Area | 250 sqft |
| Porch | Porch |
| Porch Area | 169 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Electric |
| Account Number | 9660-005-0010-05 |
|---|---|
| Old Parcel Number | 93347 |
| Street Address | 405 RAINEY ST |
| City | BONHAM |
| State | TX |
| Zip | 75418-2107 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RUSSELL HEIGHTS ADDN, BLOCK 5, LOT 1,2, ACRES .4821 |
| Legal Subdivision | RUSSELL HEIGHTS ADD |
| Legal Block | 5 |
| Legal Lot Number | 1,2 |
| Jurisdiction | FANNIN TX |
| Township / Civil Division | BONHAM |
| Census Block Group | 4 |
| Census Block | 4026 |
| Census Tract | 950402 |
405 Rainey St is owned and occupied by an individual who acquired it in August 2023.
Source: Fannin County records, as of November 17, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 405 RAINEY ST, BONHAM, TX 75418-2107 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 25, 2023 |
| Deed Sale | Aug 25, 2023 |
| Deed Document Number | 2023005510 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FANNIN TX |
| Recording Date | Aug 25, 2023 |
| Property Address | 405 RAINEY ST, BONHAM, TX 75418-2107 |
| Document Number | 2023005510 |
| Map Reference | VOL 45 PG 83 |
| Instrument Date | Aug 23, 2023 |
| Instrument | 2023005510 |
| Transaction Type | Transfer |
| Record Updated | Nov 18, 2025 |
| Title Company | FIRST TEXAS TITLE, FAIR TEXAS TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 405 RAINEY ST, BONHAM, TX 75418-2107 |
Source: Fannin County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Texas |
| Municipality | Bonham City |
| County | Fannin County |
| Unified School District | Bonham Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $179,740 Land $62,580 Building $117,160 | $179,740 Land $62,580 Building $117,160 | |
| 2024 | $3,071.00 | ||
| 2023 | $142,880 Land $50,400 Building $92,480 | $142,880 Land $50,400 Building $92,480 | |
| 2018 | $2,253.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 405 Rainey St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 405 Rainey St is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 88% of Texas |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BONHAM serves 10,746 people · EPA ID TX0740001 |
|---|---|
| Water Source | Purchased surface water from NORTH TEXAS MWD - BONHAM WTP |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Sparklight Cable | 1,000 / 50 |
May also be available: Nextlink, Verizon.
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