508 Rainey St, Bonham, TX 75418 Property Records

Fannin County property record for 508 Rainey St, Bonham, TX 75418

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,877 sqft · built 1984
Lot Size	0.5 acres (21,780 sqft)
Owner	2 Individual Names on File
Last Sale	$117,500 (Mar 2018)
Tax Bill	$3,383 (2025)
Deeds & Mortgages	Mar 2020 Mortgage Mar 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0112-227-0000-05`

Property Details

APN / Parcel Number

Primary APN	`0112-227-0000-05`
Alternative APN	`71467`

Interior

Full Baths	2 Baths
Building Area	1,877 sqft Living Area
1st Floor Area	1,877 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable
Lot Area	21,780 sqft (0.5 acres)
Garage Type	Attached
Garage Area	528 sqft
Porch	Porch
Porch Area	72 sqft
Patio Area	216 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Electric

Location & Zoning

Account Number	0112-227-0000-05
Street Address	508 RAINEY ST
City	BONHAM
State	TX
Zip	75418-2109
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	A0112 H BURKHARDT, ACRES .5
Legal Subdivision	H BURKHART SURVEY ABSTRACT NO 112
Jurisdiction	FANNIN TX
Township / Civil Division	BONHAM
Census Block Group	4
Census Block	4015
Census Tract	950402

Owner

508 Rainey St is owned and occupied by two individuals who bought it in March 2018.

Source: Fannin County records, as of December 2, 2025

Owner of Record	2 Individual Names on File
Mailing Address	508 RAINEY ST, BONHAM, TX 75418-2109
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO
Mar 28, 2018	Intrafamily Transfer, Transfer · VA Mortgage GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 28, 2018 · Amount on File
Deed Sale	Mar 28, 2018 · Amount on File
Deed Document Number	20181711
Deed Book / Page	2029 / 465
Prior Transfer Date	Mar 26, 2018
Prior Transfer Doc	2029/0465
Record Updated	Jun 8, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FANNIN TX
Property Address	508 RAINEY ST, BONHAM, TX 75418-2109
Transaction Type	Mortgage
Record Updated	May 6, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020001771
Date	Mar 25, 2020
Instrument	2020001771

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2050

March 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FANNIN TX
Recording Date	Mar 28, 2018
Property Address	508 RAINEY ST, BONHAM, TX 75418-2109
Document Number	2029/0465
Book / Page	2029 / 0465
Instrument Date	Mar 26, 2018
Instrument	2018-1711
Transaction Type	Transfer
Record Updated	Nov 23, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	201 E EVANS AVE, 201, BONHAM, TX 75418-2629

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	201 E EVANS AVE, BONHAM, TX 75418-2629

Mortgage

Document Number	20181712
Date	Mar 28, 2018
Instrument	2018-1712

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 508 Rainey St was $3,383 with a homeowner's exemption.

Source: Fannin County assessment roll, as of November 18, 2025

Property Jurisdictions

Type	Name
State	Texas
Municipality	Bonham City
County	Fannin County
Unified School District	Bonham Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,383.00 Homeowner's exemption	$230,490 Land $65,990 Building $164,500	$230,490 Land $65,990 Building $164,500
2023		$214,000 Land $62,940 Building $151,060	$214,000 Land $62,940 Building $151,060
2018	$1,714.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 508 Rainey St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 508 Rainey St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 88% of Texas
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BONHAM serves 10,746 people · EPA ID TX0740001
Water Source	Purchased surface water from NORTH TEXAS MWD - BONHAM WTP
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Sparklight Cable	1,000 / 50

May also be available: Nextlink, Verizon.

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