St. Clair County property record for 512 Overbrook Cir, O Fallon, IL 62269
| Property Type | Single Family Home |
|---|---|
| Details | 1,448 sqft · built 2004 |
| Lot Size | 0.53 acres (23,087 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $385,000 (Jul 2020) |
| Deeds & Mortgages | Jul 2020 Sale & Mortgage Dec 2017 Mortgage |
| APN | 04-22-0-303-004 |
| Primary APN | 04-22-0-303-004 |
|---|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,448 sqft Living Area |
| Gross Area | 2,896 sqft |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 23,087 sqft (0.53 acres) |
| Garage Area | 834 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 720 sqft |
| Deck Area | 14,400 sqft |
| Patio Area | 144 sqft |
| Fence | Fence |
| Cooling System | Central |
|---|
| Street Address | 512 OVERBROOK CIR |
|---|---|
| City | O FALLON |
| State | IL |
| Zip | 62269-4249 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BRAESWOOD FOREST LOT/SEC-21 A02658674 |
| Legal Subdivision | BRAESWOOD FOREST SUB |
| Legal Lot Number | 21 |
| Jurisdiction | ST CLAIR IL |
| Township / Civil Division | O'FALLON |
| Census Block Group | 2 |
| Census Block | 2084 |
| Census Tract | 504358 |
Source: St. Clair County records · APN 04-22-0-303-004
Assessment roll updated January 1, 2022 · Last verified August 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 512 OVERBROOK CIR, O FALLON, IL 62269-4249 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 20, 2020 | Warranty Deed, Transfer · Conventional Mortgage CARROLLTON BK |
| Dec 29, 2017 | Quit Claim Deed, Mortgage · Conventional Mortgage ACCESS CAP FNDG |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 20, 2020 · Amount on Record |
| Deed Sale | Jul 20, 2020 · Amount on Record |
| Prior Sale | Dec 29, 2017 |
| Deed Document Number | A02658674 |
| Record Updated | Jun 07, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CLAIR IL |
| Recording Date | Jul 20, 2020 |
| Property Address | 512 OVERBROOK CIR, O FALLON, IL 62269-4249 |
| Document Number | 00A2658674 |
| Instrument Date | Jul 15, 2020 |
| Instrument | 2658674 |
| Transaction Type | Transfer |
| Record Updated | Aug 05, 2020 |
| Title Company | COMMUNITY TITLE, COMMUNITY TITLE SHILOH LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $578.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 513 OVERBROOK CIR O FALLON IL 622694234, O FALLON, IL 62269-4234 |
| Document Number | A2658675 |
|---|---|
| Date | Jul 20, 2020 |
| Instrument | 2658675 |
| Name | CARROLLTON BK |
|---|---|
| Type | Bank |
| Address | O FALLON, IL 62269 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jul 19, 2035 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.37% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST CLAIR IL |
| Recording Date | Dec 29, 2017 |
| Property Address | 512 OVERBROOK CIR, O FALLON, IL 62269-4249 |
| Document Number | 00A2563220 |
| Instrument Date | Dec 22, 2017 |
| Instrument | 2563220 |
| Transaction Type | Mortgage |
| Record Updated | Jan 05, 2018 |
| Title Company | NETCO INC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 512 OVERBROOK CIR O FALLON IL 622694249, O FALLON, IL 62269-4249 |
| Document Number | A2563221 |
|---|---|
| Date | Dec 29, 2017 |
| Instrument | 2563221 |
| Name | ACCESS CAP FNDG |
|---|---|
| Type | Funding / Finance Company |
| Address | CHESTERFIELD, MO 63017 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 28, 2047 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.12% |
Source: St. Clair County records · Assessment roll updated January 1, 2022 · Last verified August 2023
| Type | Name |
|---|---|
| State | Illinois |
| County | St. Clair County |
| County Subdivision | O'Fallon Township |
| Municipality | O'Fallon City |
| Elementary School District | O'Fallon Community Consolidated School District 90 (PK - 08) |
| Secondary School District | O'Fallon Township High School District 203 (09 - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2022 | $137,494 Land $22,645 Building $114,849 | $412,482 Land $67,935 Building $344,547 |
Source: FEMA National Flood Hazard Layer · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 14 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 3 (2013–2026) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Jun 2026 · other causes |
| Wildfire Risk | Low lower than 96% of the US · lower than 74% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 100 / 20 |
May also be available: Verizon.
Based on FCC filings for 38 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | O FALLON serves 46,603 people |
|---|---|
| Water Source | Purchased surface water from IL AMERICAN-EAST ST LOUIS |
| Last State Inspection | Nov 2023 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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