St. Clair County property record for 504 Overbrook Cir, O Fallon, IL 62269
| Property Type | Single Family Home |
|---|---|
| Details | 4 ba · 1,100 sqft · built 2004 |
| Lot Size | 0.43 acres (18,731 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $571,000 (Apr 2026) |
| Tax Bill | $12,761 (2024) |
| Deeds & Mortgages | Apr 2021 Mortgage Apr 2026 Sale & Mortgage + 3 more |
| APN | 04-22-0-303-005 |
| Primary APN | 04-22-0-303-005 |
|---|
| Full Baths | 4 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,100 sqft Living Area |
| Basement Area | 2,072 sqft |
| Unfinished Basement | 2,072 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Combination |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 18,731 sqft (0.43 acres) |
| Garage Area | 772 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 260 sqft |
| Deck Area | 264 sqft |
| Patio Area | 288 sqft |
| Cooling System | Central |
|---|
| Street Address | 504 OVERBROOK CIR |
|---|---|
| City | O FALLON |
| State | IL |
| Zip | 62269-4249 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BRAESWOOD FOREST LOT/SEC-22 A02811271 |
| Legal Subdivision | BRAESWOOD FOREST |
| Legal Block | 303 |
| Jurisdiction | ST CLAIR IL |
| Township / Civil Division | O'FALLON |
| Census Block Group | 2 |
| Census Block | 2084 |
| Census Tract | 504358 |
Source: St. Clair County assessment roll, APN 04-22-0-303-005, as of August 28, 2025 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 504 OVERBROOK CIR, O FALLON, IL 62269-4249 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust, Living Trust |
| Date | Document |
|---|---|
| Apr 12, 2021 | Deed of Trust, Mortgage · VA Mortgage LAKEVIEW LOAN SERVICING LLC |
| Apr 15, 2026 | Warranty Deed, Transfer · Conventional Mortgage DELMAR FINANCIAL COMPANY |
| Apr 23, 2024 | Warranty Deed, Transfer · Conventional Mortgage FIRST FEDERAL BANK |
| Mar 22, 2024 | Foreclosure |
| Aug 14, 2019 | Loan Modification, Mortgage · Conventional with PMI LAKEVIEW LN SERVICING |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 15, 2026 · Amount on Record |
| Deed Sale | Apr 15, 2026 · Amount on Record |
| Prior Sale | Apr 23, 2024 · Amount on Record |
| Deed Document Number | 2026A02880503 |
| Prior Transfer Date | Nov 24, 2008 |
| Prior Transfer Doc | 00A2134844 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CLAIR IL |
| Property Address | 504 OVERBROOK CIR, O FALLON, IL 62269-4249 |
| Transaction Type | Mortgage |
| Record Updated | Apr 30, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0A02695272 |
|---|---|
| Date | Apr 12, 2021 |
| Instrument | A02695272 |
| Name | LAKEVIEW LOAN SERVICING LLC |
|---|---|
| Type | Mortgage Company |
| Address | MIAMI, FL 33146 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CLAIR IL |
| Recording Date | Apr 15, 2026 |
| Property Address | 504 OVERBROOK CIR, O FALLON, IL 62269-4249 |
| Document Number | 0A02880503 |
| Instrument Date | Mar 30, 2026 |
| Instrument | 2026.2880503 |
| Transaction Type | Transfer |
| Record Updated | May 01, 2026 |
| Title Company | COMMUNITY TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $86,506.50 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 504 OVERBROOK CIR, O FALLON, IL 62269-4249 |
| Date | Apr 15, 2026 |
|---|
| Name | DELMAR FINANCIAL COMPANY |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.99% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CLAIR IL |
| Recording Date | Apr 23, 2024 |
| Property Address | 504 OVERBROOK CIR, O FALLON, IL 62269-4249 |
| Document Number | 0A02811271 |
| Map Reference | MB 102 PG 90&91 |
| Instrument Date | Apr 22, 2024 |
| Instrument | A02811271 |
| Transaction Type | Transfer |
| Record Updated | May 09, 2024 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $514.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 341 FOREST OAKS DR, CASEYVILLE, IL 62232-2821 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 504 OVERBROOK CIR, O FALLON, IL 62269-4249 |
| Document Number | 0A02811272 |
|---|---|
| Date | Apr 23, 2024 |
| Instrument | A02811272 |
| Name | FIRST FEDERAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2054 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.37% |
| Document Type | Foreclosure |
|---|---|
| Jurisdiction | ST CLAIR IL |
| Recording Date | Mar 22, 2024 |
| Property Address | 504 OVERBROOK CIR, O FALLON, IL 62269-4249 |
| Document Number | 0A02808283 |
| Map Reference | MB 102 PG 90&91 |
| Instrument Date | Dec 18, 2023 |
| Instrument | A02808283 |
| Transaction Type | Foreclosure |
| Record Updated | Apr 05, 2024 |
| Amount | Amount Recorded |
|---|---|
| Tax | $392.00 |
| Amount Accuracy | Rounded by County |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 341 FOREST OAKS DR, CASEYVILLE, IL 62232-2821 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ST CLAIR IL |
| Property Address | 504 OVERBROOK CIR, O FALLON, IL 62269-4249 |
| Document Number | 00A2628624 |
| Instrument Date | Aug 14, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 16, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 504 OVERBROOK CIR O FALLON IL 622694249, O FALLON, IL 62269-4249 |
| Document Number | 00A2628624 |
|---|---|
| Date | Oct 01, 2019 |
| Instrument | 2628624 |
| Name | LAKEVIEW LN SERVICING |
|---|---|
| Type | Funding / Finance Company |
| Address | VIRGINIA BEACH, VA 23452 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 30, 2049 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.25% |
Source: St. Clair County assessment roll as of August 28, 2025 · Last verified May 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | St. Clair County |
| County Subdivision | O'Fallon Township |
| Municipality | O'Fallon City |
| Elementary School District | O'Fallon Community Consolidated School District 90 (PK - 08) |
| Secondary School District | O'Fallon Township High School District 203 (09 - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $12,761.00 | $175,072 (+22.55%) Land $26,360 Building $148,712 | $525,216 (+22.55%) Land $79,080 Building $446,136 |
| 2022 | $142,857 Land $21,510 Building $121,347 | $428,571 Land $64,530 Building $364,041 |
Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 171635043582, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 14 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 3 (2013–2026) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Jun 2026 · other causes |
| Wildfire Risk | Low lower than 96% of the US · lower than 74% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 38 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 100 / 20 |
May also be available: Verizon.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System, water system IL1631100, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | O FALLON serves 46,603 people |
|---|---|
| Water Source | Purchased surface water from IL AMERICAN-EAST ST LOUIS |
| Last State Inspection | Nov 2023 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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