525 Overbrook Cir, O Fallon, IL 62269 Property Records

St. Clair County property record for 525 Overbrook Cir, O Fallon, IL 62269

Property Summary

Property Type	Single Family Home
Details	5 ba · 2,147 sqft · built 2005
Lot Size	0.61 acres (26,572 sqft)
Owner	2 Individual Names on File
Last Sale	$430,000 (Nov 2022)
Tax Bill	$12,181 (2025)
Deeds & Mortgages	Nov 2022 Sale & Mortgage Aug 2022 Line of Credit + 1 more
APN	`04-22-0-302-016`

Property Details

APN / Parcel Number

Primary APN	`04-22-0-302-016`

Interior

Full Baths	5 Baths
Stories	1 Story
Building Area	2,147 sqft Living Area
Basement Area	2,147 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Combination
Construction Type	Frame
Lot Area	26,572 sqft (0.61 acres)
Garage Type	Mixed
Garage Area	788 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	72 sqft
Deck Area	90 sqft
Patio Area	306 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	525 OVERBROOK CIR
City	O FALLON
State	IL
Zip	62269-4234
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BRAESWOOD FOREST LOT/SEC-16 A02766654
Legal Subdivision	BRAESWOOD FOREST
Legal Block	302
Jurisdiction	ST CLAIR IL
Township / Civil Division	O'FALLON
Census Block Group	2
Census Block	2084
Census Tract	504358

Owner

Source: St. Clair County records, as of September 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	525 OVERBROOK CIR, O FALLON, IL 62269-4234
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 21, 2022	Warranty Deed, Transfer · Conventional Mortgage COLLINSVILLE BUILDING & LOAN ASSOCI
Aug 25, 2022	Deed of Trust, Mortgage · Line of Credit FCB BANKS
Oct 25, 2018	Grant Deed, Transfer · Conventional Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 21, 2022 · Amount on File
Deed Sale	Nov 21, 2022 · Amount on File
Prior Sale	Oct 25, 2018 · Amount on File
Deed Document Number	20222766654
Prior Transfer Date	Nov 16, 2022
Prior Transfer Doc	0002766654
Record Updated	Oct 29, 2026

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Nov 21, 2022
Property Address	525 OVERBROOK CIR, O FALLON, IL 62269-4234
Document Number	0A02766654
Map Reference	MB 102 PG 90&91
Instrument Date	Nov 16, 2022
Instrument	A02766654
Transaction Type	Transfer
Record Updated	Dec 7, 2022
Title Company	ADVANCE TITLE SOLUTIONS INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$430.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	525 OVERBROOK CIR, O FALLON, IL 62269-4234

Mortgage

Document Number	0A02766655
Date	Nov 21, 2022
Instrument	A02766655

Lender

Name	COLLINSVILLE BUILDING & LOAN ASSOCI
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2052

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	525 OVERBROOK CIR, O FALLON, IL 62269-4234
Transaction Type	Mortgage
Record Updated	Sep 8, 2022
Title Company	ABSTRACT & TITLES INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0A02757284
Date	Aug 25, 2022
Instrument	A02757284

Lender

Name	FCB BANKS
Type	Bank
Address	COLLINSVILLE, IL 62234

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ST CLAIR IL
Recording Date	Oct 25, 2018
Property Address	525 OVERBROOK CIR, O FALLON, IL 62269-4234
Document Number	00A2594336
Instrument Date	Oct 10, 2018
Instrument	2594336
Transaction Type	Transfer
Record Updated	Jan 16, 2019
Title Company	ADVANCE TITLE SOLUTIONS INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$595.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	525 OVERBROOK CIR O FALLON IL 622694234, O FALLON, IL 62269-4234

Mortgage

Document Number	A2594337
Date	Oct 25, 2018
Instrument	2594337

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 24, 2048

Interest

Rate	4.62%

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	O'Fallon Township
Municipality	O'Fallon City
Elementary School District	O'Fallon Community Consolidated School District 90 (PK - 08)
Secondary School District	O'Fallon Township High School District 203 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,181.00	$174,987 (+34.34%) Land $31,629 Building $143,358	$524,961 (+34.34%) Land $94,887 Building $430,074
2022		$130,255 Land $23,543 Building $106,712	$390,765 Land $70,629 Building $320,136

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 14 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	14 in force
Nearby Flood Claims	3 (2013–2026)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Jun 2026 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 74% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	O FALLON serves 46,603 people · EPA ID IL1631100
Water Source	Purchased surface water from IL AMERICAN-EAST ST LOUIS
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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