512 N Gilbert St, Ada, OH 45810 Property Records

Hardin County property record for 512 N Gilbert St, Ada, OH 45810

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,608 sqft · built 1981
Lot Size	0.172 acres (7,500 sqft)
Owner	Individual Name on Record
Last Sale	$85,000 (Mar 2017)
Tax Bill	$1,747 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Mar 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`25-130115.0000`

Property Details

APN / Parcel Number

Primary APN	`25-130115.0000`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,608 sqft Living Area
1st Floor Area	832 sqft
Basement Area	776 sqft
Unfinished Basement	776 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	7,500 sqft (0.172 acres)
Lot Dimensions	150 ft deep x 50 ft wide
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Lean-To	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	512 N GILBERT ST
City	ADA
State	OH
Zip	45810-1012
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	IRWINS 10
Legal Subdivision	IRWINS
Jurisdiction	HARDIN OH
Township / Civil Division	LIBERTY
Census Block Group	4
Census Block	4000
Census Tract	402

Owner

Source: Hardin County records, as of July 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	512 N GILBERT ST, ADA, OH 45810-1012
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 12, 2020	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Mar 8, 2017	Warranty Deed, Transfer · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 8, 2017 · Amount on Record
Deed Sale	Mar 8, 2017 · Amount on Record
Prior Sale	Aug 30, 2013 · Amount on Record
Deed Document Number	201788448
Deed Book / Page	542 / 1684
Record Updated	Sep 20, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARDIN OH
Property Address	512 N GILBERT ST, ADA, OH 45810-1012
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE FREMONT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	556/5272
Date	Jun 12, 2020
Book Page	556/5272
Instrument	202000002002

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2035

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARDIN OH
Recording Date	Mar 8, 2017
Property Address	512 N GILBERT ST, ADA, OH 45810-1012
Document Number	00542/1684
Book / Page	542 / 1684
Instrument Date	Mar 7, 2017
Instrument	201700088448
Transaction Type	Transfer
Record Updated	Apr 1, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$340.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	512 N GILBERT ST, ADA, OH 45810-1012

Mortgage

Document Number	201700088449
Date	Mar 8, 2017
Instrument	201700088449

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2047

Tax Assessment & Valuation

Source: Hardin County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	Ohio
Municipality	Ada Village
County	Hardin County
County Subdivision	Liberty Township
Unified School District	Ada Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,747.00 (+1.22%)	$43,550 (-) Land $2,280 Building $41,270
2024	$1,726.00 (+0.52%)	$43,550 (-) Land $2,280 Building $41,270
2023	$1,717.00 (-3.97%)	$43,550 (+10.25%) Land $2,280 Building $41,270	$124,420 (+10.25%) Land $6,510 Building $117,910
2022	$1,788.00	$39,500 Land $2,210 Building $37,290
2020			$112,850 Land $6,310 Building $106,540

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 9, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no wildfire likelihood modeled here

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ADA VILLAGE serves 5,334 people · EPA ID OH3300012
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 202 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: HDER Link, MetaLINK Technologies, Watch TV.

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