512 Delta Ave, Cincinnati, OH 45226 Property Records

Hamilton County property record for 512 Delta Ave, Cincinnati, OH 45226

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,344 sqft · built 1895
Lot Size	0.078 acres (3,441 sqft)
Owner	Individual Name on File
Last Sale	$85,107 (Nov 2013)
Tax Bill	$2,001 (2025)
Deeds & Mortgages	May 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`026-0001-0018-00`

Property Details

APN / Parcel Number

Primary APN	`026-0001-0018-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,344 sqft Living Area
1st Floor Area	644 sqft
2nd Floor Area	700 sqft
Basement Area	644 sqft

Exterior

Year Built	Built 1895
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	3,441 sqft (0.078 acres)
Lot Dimensions	136 ft deep x 50 ft wide
Porch	Porch
Porch Area	114 sqft
Patio Area	36 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	512 DELTA AVE
City	CINCINNATI
State	OH
Zip	45226-2033
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	512 DELTA AVE 25 X 136 IRR LOT 10 MC VEY & WILSONS
Legal Subdivision	MCVEY WILSONS
Legal Lot Number	10
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	2
Census Block	2008
Census Tract	4703

Owner

512 Delta Ave is owned and occupied by an individual who bought it in November 2013.

Source: Hamilton County records, as of February 9, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	512 DELTA AVE, CINCINNATI, OH 45226-2033
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 15, 2013 · Amount on File
Deed Sale	Nov 15, 2013 · Amount on File
Prior Sale	Aug 18, 2011 · Amount on File
Deed Document Number	13-154086
Deed Book / Page	12466 / 00252
Record Updated	Jun 8, 2026

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	512 DELTA AVE, CINCINNATI, OH 45226-2033
Document Number	0000039080
Instrument Date	May 7, 2019
Transaction Type	Mortgage
Record Updated	Jul 17, 2019
Title Company	TITLE 365

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	512 DELTA AVE CINCINNATI OH 452262033, CINCINNATI, OH 45226-2033

Mortgage

Document Number	0000039080
Date	May 21, 2019
Book Page	013922/000651
Instrument	39080

Lender

Name	THIRD FED'L S&L ASSN/CLEVELAND
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	May 20, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 512 Delta Ave was $2,001 with a homeowner's exemption, up 2.9% from the year before.

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,001.00 (+2.93%) Homeowner's exemption	$42,515 (-) Land $18,228 Building $24,287
2024	$1,944.00 (-4.66%) Homeowner's exemption	$42,515 (-) Land $18,228 Building $24,287
2023	$2,039.00 (+15.13%) Homeowner's exemption	$42,515 (+22.51%) Land $18,228 Building $24,287	$121,470 Land $52,080 Building $69,390
2022	$1,771.00 Homeowner's exemption	$34,703 Land $13,405 Building $21,298
2020			$99,150 Land $38,300 Building $60,850

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 512 Delta Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 512 Delta Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 296 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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