516 Delta Ave, Cincinnati, OH 45226 Property Records

Hamilton County property record for 516 Delta Ave, Cincinnati, OH 45226

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 1,616 sqft · built 1870
Lot Size	0.079 acres (3,441 sqft)
Owner	2 Individual Names on File
Last Sale	$410,000 (Mar 2025)
Tax Bill	$7,542 (2025)
Deeds & Mortgages	Dec 2021 Line of Credit Oct 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`026-0001-0016-00`

Property Details

APN / Parcel Number

Primary APN	`026-0001-0016-00`
Alternative APN	`0059307`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,616 sqft Living Area
Gross Area	2,424 sqft
1st Floor Area	808 sqft
2nd Floor Area	808 sqft
Basement Area	808 sqft

Exterior

Year Built	Built 1870
Effective Year Built	Effective 1870
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Asphalt
Lot Area	3,441 sqft (0.079 acres)
Lot Dimensions	135 ft deep x 50 ft wide
Porch	Open Frame Porch
Porch Area	72 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	516 DELTA AVE
City	CINCINNATI
State	OH
Zip	45226-2033
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF2
Legal Description	516 DELTA AVE 25 X 135 IRR LOT 12 MC VEY & WILSONS
Legal Subdivision	MCVEY WILSONS
Legal Lot Number	12
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	2
Census Block	2008
Census Tract	4703

Owner

516 Delta Ave is owned by two individuals who bought it in March 2025.

Source: Hamilton County records, as of January 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	98 CASAGRANDE ST, FORT THOMAS, KY 41075-4023
Owner Type	Individual
Vesting	Remainderman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 17, 2021	Deed of Trust, Mortgage · Line of Credit THE NORTH SIDE BANK & TRUST CO
Oct 13, 2022	Warranty Deed, Transfer · FHA Mortgage VAN DYK MORTGAGE CORP
Mar 15, 2021	Warranty Deed, Transfer · Conventional Mortgage BANK OF ENGLAND

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 12, 2025 · Amount on File
Deed Sale	Mar 12, 2025 · Amount on File
Prior Sale	Oct 13, 2022 · Amount on File
Deed Document Number	202517243
Deed Book / Page	15371 / 700
Prior Transfer Date	Jul 19, 2005
Prior Transfer Doc	0000000306
Record Updated	Jun 8, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	516 DELTA AVE, CINCINNATI, OH 45226-2033
Transaction Type	Mortgage
Record Updated	Dec 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	516 DELTA AVE, CINCINNATI, OH 45226-2033

Mortgage

Document Number	0000151310
Date	Dec 17, 2021
Book Page	14566/1964
Instrument	2021-0151310

Lender

Name	THE NORTH SIDE BANK & TRUST CO
Type	Bank
Address	CINCINNATI, OH 45223

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Oct 13, 2022
Property Address	516 DELTA AVE, CINCINNATI, OH 45226-2033
Document Number	0000097188
Book / Page	14772 / 2368
Map Reference	MB 4 PG 33
Instrument Date	Sep 13, 2022
Instrument	2022-0097188
Transaction Type	Transfer
Record Updated	May 23, 2023
Title Company	ABSOLUTE TITLE, ABSOLUTE TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,050.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	516 DELTA AVE, CINCINNATI, OH 45226-2033

Mortgage

Document Number	0000097189
Date	Oct 13, 2022
Instrument	2022-0097189

Lender

Name	VAN DYK MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2052

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Mar 15, 2021
Property Address	516 DELTA AVE, CINCINNATI, OH 45226-2033
Document Number	0000032533
Book / Page	14374 / 2419
Map Reference	MB 4 PG 33
Instrument Date	Mar 5, 2021
Instrument	2021-0032533
Transaction Type	Transfer
Record Updated	May 23, 2023
Title Company	AMERICAN HOMELAND TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$697.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	516 DELTA AVE, CINCINNATI, OH 45226-2033

Mortgage

Document Number	0000032534
Date	Mar 15, 2021
Instrument	2021-0032534

Lender

Name	BANK OF ENGLAND
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 516 Delta Ave was $7,542, up 3.1% from the year before.

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,542.00 (+3.13%)	$122,500 (-) Land $18,228 Building $104,272	$350,000 Land $52,080 Building $297,920
2024	$7,313.00 (-2.21%)	$122,500 (-) Land $18,228 Building $104,272
2023	$7,478.00 (+162.02%)	$122,500 (+193.08%) Land $18,228 Building $104,272	$350,000 Land $52,080 Building $297,920
2022	$2,854.00 Homeowner's exemption	$41,797 Land $13,405 Building $28,392
2020			$119,420 Land $38,300 Building $81,120

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 516 Delta Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 516 Delta Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 296 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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