504 Delta Ave, Cincinnati, OH 45226 Property Records

Hamilton County property record for 504 Delta Ave, Cincinnati, OH 45226

Property Summary

Property Type	Single Family Home
Details	4 ba · 2,600 sqft · built 2021
Lot Size	0.075 acres (3,267 sqft)
Owner	Individual Name on Record
Last Sale	$770,000 (Sep 2024)
Tax Bill	$9,693 (2025)
Deeds & Mortgages	Apr 2022 Sale & Mortgage Mar 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`026-0001-0237-00`

Property Details

APN / Parcel Number

Primary APN	`026-0001-0237-00`

Interior

Full Baths	4 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,600 sqft Living Area
1st Floor Area	1,300 sqft
2nd Floor Area	1,300 sqft
Basement Area	1,300 sqft
Finished Basement	860 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	3,267 sqft (0.075 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	504 DELTA AVE
City	CINCINNATI
State	OH
Zip	45226-2033
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ES DELTA AVELOT 6 0.075 AC
Legal Subdivision	JAMES WILSON & JOHN MCVAY
Legal Lot Number	6
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	2
Census Block	2008
Census Tract	4703

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	504 DELTA AVE, CINCINNATI, OH 45226-2033
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2022	Warranty Deed, Transfer · Conventional Mortgage PARK NATIONAL BANK
Mar 9, 2020	Deed of Trust, Mortgage · Line of Credit RYAN WILLIAM R TRUST (PT)

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 26, 2024 · Amount on Record
Deed Sale	Sep 26, 2024 · Amount on Record
Prior Sale	Apr 22, 2022 · Amount on Record
Deed Document Number	0000068188
Deed Book / Page	15259 / 1222
Record Updated	Jun 8, 2026

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Apr 22, 2022
Property Address	504 DELTA AVE, CINCINNATI, OH 45226-2033
Document Number	0000041065
Book / Page	14652 / 1141
Map Reference	MB 4 PG 33
Instrument Date	Apr 18, 2022
Instrument	2022-0041065
Transaction Type	Transfer
Record Updated	Sep 30, 2025
Title Company	360 AMERICAN TITLE SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,175.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	504 DELTA AVE, CINCINNATI, OH 45226-2033

Mortgage

Document Number	0000041066
Date	Apr 22, 2022
Instrument	2022-0041066

Lender

Name	PARK NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Type Change Date	May 1, 2025
Change Frequency	Annually
Min Rate At Change	3.62%
Max Rate At Change	5.87%
Index	1-Year CMT
Max Rate	9.87%

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	504 DELTA AVE, CINCINNATI, OH 45226-2033
Document Number	0000024322
Instrument Date	Mar 9, 2020
Transaction Type	Mortgage
Record Updated	May 28, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 400 KINGS MILLS OH 450340400, KINGS MILLS, OH 45034-0400

Mortgage

Document Number	0000024322
Date	Mar 11, 2020
Book Page	014122/002087
Instrument	24322

Lender

Name	RYAN WILLIAM R TRUST (PT)
Address	2700 PATRIOT BLVD # 430, GLENVIEW, IL 60026-8078

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,693.00 (+3.13%)	$253,750 (+%) Land $18,169 Building $235,581
2024	$9,399.00 (-2.21%)	$253,749 (-) Land $18,168 Building $235,581
2023	$9,611.00 (-3.77%)	$253,749 (+79.01%) Land $18,168 Building $235,581	$725,000 (+79.01%) Land $51,910 Building $673,090
2022	$9,988.00	$141,750 Land $29,750 Building $112,000
2020			$405,000 Land $85,000 Building $320,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 296 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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