5118 E Armor St, Cave Creek, AZ 85331 Property Records

Maricopa County property record for 5118 E Armor St, Cave Creek, AZ 85331

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,828 sqft · built 1999
Lot Size	0.246 acres (10,725 sqft)
Owner	2 Individual Names on File
Last Sale	$166,467 (Feb 1999)
Tax Bill	$2,147 (2025)
Deeds & Mortgages	Mar 2023 Line of Credit Nov 2020 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`211-89-244`

Property Details

APN / Parcel Number

Primary APN	`211-89-244`

Interior

Full Baths	3 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,828 sqft Living Area
1st Floor Area	1,828 sqft

Exterior

Year Built	Built 1999
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Concrete Tile
Lot Area	10,725 sqft (0.246 acres)
Parking Spaces	2 Parking Spaces
Pool Area	371 sqft
Patio Area	112 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	5118 E ARMOR ST
City	CAVE CREEK
State	AZ
Zip	85331-2309
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-8
Legal Description	PARCEL 31B AT TATUM RANCH REPLAT MCR 469-19
Legal Range	04E
Legal Township	05N
Legal Section	29
Legal Quarter	NW
Quarter-Quarter Section	NE
Legal Subdivision	PARCEL 31B AT TATUM RANCH REPLAT
Legal Lot Number	93
Jurisdiction	MARICOPA AZ
Township / Civil Division	DEER VALLEY
Census Block Group	1
Census Block	1009
Census Tract	612900

Owner

Source: Maricopa County assessment roll, as of January 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	5118 E ARMOR ST, CAVE CREEK, AZ 85331-2309
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 13, 2023	Deed of Trust, Mortgage · Line of Credit DESERT FINANCIAL CU
Nov 12, 2020	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 22, 1999 · Amount on Record
Deed Sale	Feb 22, 1999 · Amount on Record
Deed Document Number	19990166686
Deed Book / Page	211
Record Updated	Jun 8, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	5118 E ARMOR ST, CAVE CREEK, AZ 85331-2309
Transaction Type	Mortgage
Record Updated	Mar 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5118 E ARMOR ST, CAVE CREEK, AZ 85331-2309

Mortgage

Document Number	0000123607
Date	Mar 13, 2023
Instrument	20230123607

Lender

Name	DESERT FINANCIAL CU
Type	Credit Union
Address	PHOENIX, AZ 85062

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 12, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	5118 E ARMOR ST, CAVE CREEK, AZ 85331-2309
Transaction Type	Mortgage
Record Updated	Jul 15, 2022
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5118 E ARMOR ST, CAVE CREEK, AZ 85331-2309

Mortgage

Document Number	0001100476
Date	Nov 12, 2020
Instrument	20201100476

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Non-Lending Institution
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Unified School District	Cave Creek Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$57,480 (-3.91%)	$574,800 (-3.91%) Land $114,900 Building $459,900
2025	$2,147.00 (+7.24%)
2024		$59,820	$598,200 Land $119,600 Building $478,600
2023	$2,002.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk · 1% annual chance, depth under 1 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 36 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	36 in force
Nearby Flood Claims	9 (2002–2018)
Most Recent Claim	Oct 2018 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.6% of Arizona
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 298 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AirFiber WISP Fixed Wireless	1,000 / 500
BAM Broadband OpCo Fixed Wireless · not low latency	1,000 / 100
Verizon Fixed Wireless	300 / 20
Lumen Technologies DSL · Fiber in parts of the area	140 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Cox Communications.

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