Maricopa County property record for 5040 E Armor St, Cave Creek, AZ 85331
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,591 sqft · built 1999 |
| Lot Size | 0.129 acres (5,629 sqft) |
| Owner | Company Name on File |
| Last Sale | $215,000 (Mar 2004) |
| Tax Bill | $1,013 (2025) |
| Deeds & Mortgages | Feb 2022 Reverse Mortgage Apr 2017 Mortgage + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 211-89-159 |
| Primary APN | 211-89-159 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,591 sqft Living Area |
| Gross Area | 1,731 sqft |
| 1st Floor Area | 1,591 sqft |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Material | Concrete |
| Lot Area | 5,629 sqft (0.129 acres) |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 140 sqft |
| Cooling System | Refrigeration |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Street Address | 5040 E ARMOR ST |
|---|---|
| City | CAVE CREEK |
| State | AZ |
| Zip | 85331-3396 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-8 |
| Legal Description | PARCEL 31B AT TATUM RANCH REPLAT MCR 469-19 |
| Legal Range | 4E |
| Legal Township | 5N |
| Legal Section | 29 |
| Legal Subdivision | PARCEL 31B AT TATUM RANCH REPLAT |
| Legal Lot Number | 8 |
| Jurisdiction | MARICOPA AZ |
| Township / Civil Division | DEER VALLEY |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 612900 |
Source: Maricopa County assessment roll, as of October 22, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 5040 E ARMOR ST, CAVE CREEK, AZ 85331-3396 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Feb 2, 2022 | Deed of Trust, Mortgage · Reverse Mortgage PHH MORTGAGE SERVICES CORP |
| Apr 17, 2017 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Apr 17, 2017 | Deed of Trust, Mortgage · FHA Mortgage LIBERTY HM EQUITY SOLUTIONS |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 31, 2004 · Amount on Record |
| Deed Sale | Mar 31, 2004 · Amount on Record |
| Prior Sale | Jun 30, 1999 · Amount on Record |
| Deed Document Number | 2004332425 |
| Last Transfer Date | Sep 14, 2007 |
| Transfer Doc | 0001029416 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Property Address | 5040 E ARMOR ST, CAVE CREEK, AZ 85331-3396 |
| Transaction Type | Mortgage |
| Record Updated | Jul 18, 2022 |
| Name | Verified Name |
|---|---|
| Address | 5040 E ARMOR ST, CAVE CREEK, AZ 85331-3396 |
| Document Number | 0000100402 |
|---|---|
| Date | Feb 2, 2022 |
| Instrument | 20220100402 |
| Name | PHH MORTGAGE SERVICES CORP |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 804 Months |
| Due | Feb 10, 2089 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.33% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Mar 1, 2022 |
| Change Frequency | Monthly |
| Index | 1-Year CMT |
| Max Rate | 7.33% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Property Address | 5040 E ARMOR ST, CAVE CREEK, AZ 85331-3396 |
| Document Number | 0000291165 |
| Instrument Date | Apr 17, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 16, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 5040 E ARMOR ST CAVE CREEK AZ 853313396, CAVE CREEK, AZ 85331-3396 |
| Document Number | 0000291165 |
|---|---|
| Date | Apr 24, 2017 |
| Instrument | 291165 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 864 Months |
| Due | Apr 23, 2089 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.42% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Property Address | 5040 E ARMOR ST, CAVE CREEK, AZ 85331-3396 |
| Document Number | 0000291164 |
| Instrument Date | Apr 17, 2017 |
| Transaction Type | Mortgage |
| Record Updated | May 2, 2017 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 5040 E ARMOR ST CAVE CREEK AZ 853313396, CAVE CREEK, AZ 85331-3396 |
| Document Number | 0000291164 |
|---|---|
| Date | Apr 24, 2017 |
| Instrument | 291164 |
| Name | LIBERTY HM EQUITY SOLUTIONS |
|---|---|
| Type | Funding / Finance Company |
| Address | RANCHO CORDOVA, CA 95670 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 864 Months |
| Due | Apr 23, 2089 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.42% |
Source: Maricopa County assessment roll, as of October 22, 2025
| Type | Name |
|---|---|
| State | Arizona |
| County | Maricopa County |
| Municipality | Phoenix City |
| Unified School District | Cave Creek Unified District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $20,110 (+11.96%) | $201,100 (-53.68%) Land $40,200 Building $160,900 | |
| 2025 | $1,013.00 (-4.7%) | $17,961 | $434,200 Land $86,800 Building $347,400 |
| 2022 | $1,063.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk · 1% annual chance, depth under 1 ft |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 36 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 36 in force |
| Nearby Flood Claims | 9 (2002–2018) |
| Most Recent Claim | Oct 2018 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 99.1% of Arizona |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | Turbidity resolved · Jan 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 637 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Fiber · Cable in parts of the area | 2,000 / 35 |
| AirFiber WISP Fixed Wireless | 1,000 / 500 |
| BAM Broadband OpCo Fixed Wireless · not low latency | 1,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| Lumen Technologies DSL | 140 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
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