5042 E Armor St, Cave Creek, AZ 85331 Property Records

Maricopa County property record for 5042 E Armor St, Cave Creek, AZ 85331

Property Summary

Property TypeSingle Family Home
Details3 ba · 1,680 sqft · built 1999
Lot Size0.16 acres (7,011 sqft)
OwnerIndividual Name on Record
Last Sale$219,000 (Mar 2004)
Tax Bill$1,919 (2025)
Deeds & MortgagesFeb 2022 Mortgage
Jun 2017 Mortgage
Flood ZoneZone X (moderate risk)
APN211-89-160

Property Details

APN / Parcel Number

Primary APN211-89-160

Interior

Full Baths3 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area1,680 sqft Living Area
1st Floor Area1,680 sqft

Exterior

Year BuiltBuilt 1999
Exterior MaterialWood
Construction TypeFrame
Roof MaterialConcrete Tile
Lot Area7,011 sqft (0.16 acres)
Parking Spaces2 Parking Spaces
Pool Area496 sqft
Patio Area150 sqft

Utilities, Heating & Cooling

Cooling SystemRefrigeration
Heating SystemHVAC

Location & Zoning

Street Address5042 E ARMOR ST
CityCAVE CREEK
StateAZ
Zip85331-3396
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-8
Legal DescriptionPARCEL 31B AT TATUM RANCH REPLAT MCR 469-19
Legal Range04E
Legal Township05N
Legal Section29
Legal QuarterNW
Quarter-Quarter SectionNE
Legal SubdivisionPARCEL 31B AT TATUM RANCH REPLAT
Legal Lot Number9
JurisdictionMARICOPA AZ
Township / Civil DivisionDEER VALLEY
Census Block Group1
Census Block1012
Census Tract612900

Owner

Source: Maricopa County records, as of November 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address5042 E ARMOR ST, CAVE CREEK, AZ 85331-3396
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 7, 2022Deed of Trust, Mortgage · Conventional Mortgage
GUARDIAN MORTGAGE CO INC
Jun 28, 2017Intrafamily Transfer, Transfer · ARM
HOMESTREET BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 3, 2004 · Amount on Record
Deed SaleMar 3, 2004 · Amount on Record
Prior SaleMar 3, 2004
Deed Document Number0000220647
Last Transfer DateJun 28, 2017
Transfer Doc0000473528
Record UpdatedJun 8, 2026

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address5042 E ARMOR ST, CAVE CREEK, AZ 85331-3396
Transaction TypeMortgage
Record UpdatedJul 18, 2022
Title CompanyPEOPLES TITLES INC, PIONEER TITLE AGENCY INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address5042 E ARMOR ST, CAVE CREEK, AZ 85331-3396

Mortgage

Document Number0000114426
DateFeb 7, 2022
Instrument20220114426
Lender
NameGUARDIAN MORTGAGE CO INC
TypeMortgage Company
AddressRICHARDSON, TX 75083
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2052

June 2017: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMARICOPA AZ
Recording DateJun 28, 2017
Property Address5042 E ARMOR ST, CAVE CREEK, AZ 85331-3396
Document Number0000473528
Map ReferenceMB 469 PG 19
Instrument DateJun 27, 2017
Instrument2017-0473528
Transaction TypeTransfer
Record UpdatedJul 18, 2022
Title CompanyFIRST ARIZONA TITLE AGENCY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address5042 E ARMOR ST, CAVE CREEK, AZ 85331-3396

Mortgage

Document Number0000473529
DateJun 28, 2017
Instrument2017-0473529
Lender
NameHOMESTREET BANK
TypeBank
Agreement
TypeARM
AmountAmount Recorded
Term361 Months
DueJul 1, 2047
Interest
Rate TypeAdjustable Rate
Rate3.62%
Type Change DateJul 1, 2024
Change FrequencyAnnually
Min Rate At Change2.25%
Max Rate At Change8.62%
Index1-Year LIBOR
Max Rate8.62%

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateArizona
CountyMaricopa County
MunicipalityPhoenix City
Unified School DistrictCave Creek Unified District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$53,080 (-4.07%)$530,800 (-4.07%) Land $106,100 Building $424,700
2025$1,919.00 (+7.27%)
2024$55,330$553,300 Land $110,600 Building $442,700
2023$1,789.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk · 1% annual chance, depth under 1 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 36 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies36 in force
Nearby Flood Claims9 (2002–2018)
Most Recent ClaimOct 2018 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 99.1% of Arizona
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF PHOENIX
serves 1,695,000 people · EPA ID AZ0407025
Water SourceSurface water
Last State InspectionDec 2025
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Jan 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 637 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Fiber · Cable in parts of the area
2,000 / 35
AirFiber WISP
Fixed Wireless
1,000 / 500
BAM Broadband
Fixed Wireless · not low latency
1,000 / 100
Verizon
Fixed Wireless
300 / 20
CenturyLink
DSL
140 / 20
T-Mobile
Fixed Wireless
100 / 20

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