San Diego County property record for 5117 Palmera Dr, Oceanside, CA 92056
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,425 sqft · built 1997 |
| Lot Size | 0.311 acres (13,561 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $800,000 (Aug 2020) |
| Tax Bill | $9,917 (2025) |
| Deeds & Mortgages | Jul 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 158-621-09-00 |
| Primary APN | 158-621-09-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 2,425 sqft Living Area |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Lot Area | 13,561 sqft (0.311 acres) |
| Parking Spaces | 3 Parking Spaces |
| Street Address | 5117 PALMERA DR |
|---|---|
| City | OCEANSIDE |
| State | CA |
| Zip | 92056-2113 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RE-B-HD |
| Legal Description | LOT 30 TR 013241 |
| Legal Subdivision | PALMERA |
| Legal Tract | 013241 |
| Legal Block | 3 |
| Legal Lot Number | 30 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 19301 |
5117 Palmera Dr is owned and occupied by two individuals who bought it in August 2020.
Source: San Diego County records, as of July 28, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5117 PALMERA DR, OCEANSIDE, CA 92056-2113 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 11, 2020 · Amount on File |
| Deed Sale | Aug 11, 2020 · Amount on File |
| Prior Sale | May 29, 1996 · Amount on File |
| Deed Document Number | 2020448127 |
| Prior Transfer Date | Jan 15, 2008 |
| Prior Transfer Doc | 0000071160 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 5117 PALMERA DR, OCEANSIDE, CA 92056-2113 |
| Transaction Type | Mortgage |
| Record Updated | Aug 6, 2021 |
| Name | Verified Name |
|---|---|
| Address | 5117 PALMERA DR, OCEANSIDE, CA 92056-2113 |
| Document Number | 0000538249 |
|---|---|
| Date | Jul 28, 2021 |
| Instrument | 2021-0538249 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | RALEIGH, NC 27611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 5117 Palmera Dr was $9,917 with a homeowner's exemption.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Oceanside City |
| Unified School District | Vista Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $883,259 (+2%) Land $162,767 Building $720,492 | |
| 2025 | $9,917.00 Homeowner's exemption | $865,941 Land $159,576 Building $706,365 |
| 2023 | $9,138.00 (+0.26%) Homeowner's exemption | $832,318 Land $153,381 Building $678,937 |
| 2022 | $9,114.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 5117 Palmera Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 5117 Palmera Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 584 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Fiber · Cable in parts of the area | 2,000 / 35 |
| San Diego Broadband Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL | 100 / 20 |
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