San Diego County property record for 5105 Palmera Dr, Oceanside, CA 92056
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,797 sqft · built 1997 |
| Lot Size | 0.241 acres (10,490 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,150,000 (Oct 2021) |
| Tax Bill | $12,019 (2025) |
| Deeds & Mortgages | Oct 2021 Sale & Mortgage Sep 2019 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 158-621-12-00 |
| Primary APN | 158-621-12-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,797 sqft Living Area |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Lot Area | 10,490 sqft (0.241 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 3 Parking Spaces |
| Street Address | 5105 PALMERA DR |
|---|---|
| City | OCEANSIDE |
| State | CA |
| Zip | 92056-2113 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RE-B-HD |
| Legal Description | LOT 33 TR 013241 |
| Legal Subdivision | PALMERA |
| Legal Tract | 013241 |
| Legal Block | 2 |
| Legal Lot Number | 33 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 19301 |
Source: San Diego County records, as of July 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 5105 PALMERA DR, OCEANSIDE, CA 92056-2113 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Oct 25, 2021 | Grant Deed, Transfer · VA Mortgage CALIBER HOME LOANS INC |
| Sep 27, 2019 | Affidavit of Death, Transfer FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NAT'L TITLE SAN DIEGO |
| Sep 27, 2019 | Grant Deed, Transfer · ARM PNC BANK NA |
| Sep 27, 2019 | Affidavit of Death, Transfer FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NAT'L TITLE SAN DIEGO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 25, 2021 · Amount on Record |
| Deed Sale | Oct 25, 2021 · Amount on Record |
| Prior Sale | Sep 27, 2019 · Amount on Record |
| Deed Document Number | 2021741891 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Oct 25, 2021 |
| Property Address | 5105 PALMERA DR, OCEANSIDE, CA 92056-2113 |
| Document Number | 0000741891 |
| Map Reference | MAP 13241 |
| Instrument Date | Oct 6, 2021 |
| Instrument | 2021-0741891 |
| Transaction Type | Transfer |
| Record Updated | Nov 3, 2021 |
| Title Company | WFG NATIONAL TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 5105 PALMERA DR, OCEANSIDE, CA 92056-2113 |
| Document Number | 0000741892 |
|---|---|
| Date | Oct 25, 2021 |
| Instrument | 2021-0741892 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Affidavit of Death |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Sep 27, 2019 |
| Property Address | 5105 PALMERA DR, OCEANSIDE, CA 92056-2113 |
| Document Number | 0000429455 |
| Instrument Date | Sep 9, 2019 |
| Instrument | 429455 |
| Transaction Type | Transfer |
| Record Updated | Oct 7, 2019 |
| Title Company | FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NAT'L TITLE SAN DIEGO |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 2359 CARRIAGE CIR OCEANSIDE CA 920563605, OCEANSIDE, CA 92056-3605 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Sep 27, 2019 |
| Property Address | 5105 PALMERA DR, OCEANSIDE, CA 92056-2113 |
| Document Number | 0000429456 |
| Map Reference | MAP 13241 |
| Instrument Date | Sep 9, 2019 |
| Instrument | 2019-0429456 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1-9-12 MEGURO, JAPAN XX |
| Document Number | 0000429457 |
|---|---|
| Date | Sep 27, 2019 |
| Instrument | 2019-0429457 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3% |
| Type Change Date | Oct 1, 2026 |
| Change Frequency | Annually |
| Min Rate At Change | 2.5% |
| Max Rate At Change | 8% |
| Index | 1-Year LIBOR |
| Max Rate | 8% |
| Document Type | Affidavit of Death |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Sep 27, 2019 |
| Property Address | 5105 PALMERA DR, OCEANSIDE, CA 92056-2113 |
| Document Number | 0000429454 |
| Instrument Date | Sep 9, 2019 |
| Instrument | 429454 |
| Transaction Type | Transfer |
| Record Updated | Oct 7, 2019 |
| Title Company | FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NAT'L TITLE SAN DIEGO |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 2359 CARRIAGE CIR OCEANSIDE CA 920563605, OCEANSIDE, CA 92056-3605 |
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Oceanside City |
| Unified School District | Vista Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,244,794 (+2%) Land $714,404 Building $530,390 | |
| 2025 | $12,019.00 (+7.74%) | $1,220,388 (+4.04%) Land $700,397 Building $519,991 |
| 2023 | $11,156.00 (-13.3%) | $1,173,000 Land $673,200 Building $499,800 |
| 2022 | $12,867.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 584 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Fiber · Cable in parts of the area | 2,000 / 35 |
| San Diego Broadband Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL | 100 / 20 |
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