San Diego County property record for 5114 Palmera Dr, Oceanside, CA 92056
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,797 sqft · built 1997 |
| Lot Size | 0.558 acres (24,307 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $239,500 (Jun 1996) |
| Tax Bill | $2,727 (2025) |
| Deeds & Mortgages | Feb 2024 Second Mortgage May 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 158-621-24-00 |
| Primary APN | 158-621-24-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,797 sqft Living Area |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Lot Area | 24,307 sqft (0.558 acres) |
| Parking Spaces | 3 Parking Spaces |
| Street Address | 5114 PALMERA DR |
|---|---|
| City | OCEANSIDE |
| State | CA |
| Zip | 92056-2112 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RE-B-HD |
| Legal Description | LOT 84 TR 013241 |
| Legal Subdivision | PALMERA |
| Legal Tract | 013241 |
| Legal Block | 3 |
| Legal Lot Number | 84 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 19301 |
Source: San Diego County records, as of July 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 5114 PALMERA DR, OCEANSIDE, CA 92056-2112 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 13, 2024 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage FRONTWAVE CU |
| May 21, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FRONTWAVE CU |
| Apr 30, 2019 | Deed of Trust, Mortgage · Conventional Mortgage FRONTWAVE CU |
| Feb 6, 2017 | Affidavit of Death, Transfer · Conventional Mortgage PACIFIC MARINE CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 28, 1996 · Amount on Record |
| Deed Sale | Jun 28, 1996 · Amount on Record |
| Deed Document Number | 1996328588 |
| Last Transfer Date | Jan 31, 2017 |
| Transfer Doc | 0000060569 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 5114 PALMERA DR, OCEANSIDE, CA 92056-2112 |
| Transaction Type | Mortgage |
| Record Updated | Feb 22, 2024 |
| Title Company | STEWART TITLE, STEWART TITLE OF CA INC |
| Name | Verified Name |
|---|---|
| Address | 5114 PALMERA DR, OCEANSIDE, CA 92056-2112 |
| Document Number | 0000036939 |
|---|---|
| Date | Feb 13, 2024 |
| Instrument | 2024-0036939 |
| Name | FRONTWAVE CU |
|---|---|
| Type | Credit Union |
| Address | OCEANSIDE, CA 92056 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Mar 1, 2044 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 5114 PALMERA DR, OCEANSIDE, CA 92056-2112 |
| Document Number | 0000266986 |
| Instrument Date | May 21, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 3, 2020 |
| Title Company | STEWART TITLE, STEWART TITLE/CA |
| Name | Verified Name |
|---|---|
| Address | 5114 PALMERA DR OCEANSIDE CA 920562112, OCEANSIDE, CA 92056-2112 |
| Document Number | 0000266986 |
|---|---|
| Date | May 27, 2020 |
| Instrument | 266986 |
| Name | FRONTWAVE CU |
|---|---|
| Address | OCEANSIDE, CA 92056 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 26, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 5114 PALMERA DR, OCEANSIDE, CA 92056-2112 |
| Document Number | 0000203956 |
| Instrument Date | Apr 30, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 11, 2019 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 5114 PALMERA DR OCEANSIDE CA 920562112, OCEANSIDE, CA 92056-2112 |
| Document Number | 0000203956 |
|---|---|
| Date | May 29, 2019 |
| Instrument | 203956 |
| Name | FRONTWAVE CU |
|---|---|
| Address | OCEANSIDE, CA 92056 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | May 28, 2029 |
| Document Type | Affidavit of Death |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Feb 6, 2017 |
| Property Address | 5114 PALMERA DR, OCEANSIDE, CA 92056-2112 |
| Document Number | 0000060569 |
| Instrument Date | Jan 31, 2017 |
| Instrument | 60569 |
| Transaction Type | Transfer |
| Record Updated | Feb 10, 2017 |
| Title Company | STEWART TITLE, STEWART TITLE/CA |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5114 PALMERA DR OCEANSIDE CA 920562112, OCEANSIDE, CA 92056-2112 |
| Document Number | 60570 |
|---|---|
| Date | Feb 6, 2017 |
| Instrument | 60570 |
| Name | PACIFIC MARINE CU |
|---|---|
| Type | Credit Union |
| Address | OCEANSIDE, CA 92056 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 5, 2047 |
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Oceanside City |
| Unified School District | Vista Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $405,609 (+2%) Land $76,237 Building $329,372 | |
| 2025 | $2,727.00 (+4.76%) | $397,657 (+4.04%) Land $74,743 Building $322,914 |
| 2023 | $2,603.00 (-3.02%) | $382,218 Land $71,842 Building $310,376 |
| 2022 | $2,684.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 584 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Fiber · Cable in parts of the area | 2,000 / 35 |
| San Diego Broadband Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL | 100 / 20 |
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