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5117 Cardinal Dr, Troy, MI 48098 Property Records

Oakland County property record for 5117 Cardinal Dr, Troy, MI 48098

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 3,496 sqft · built 1986
Lot Size0.55 acres (23,958 sqft)
Owner2 Trust Names on File
Last Sale$517,500 (Nov 2017)
Tax Bill$9,205 (2025)
Deeds & MortgagesFeb 2021 Transfer
Jan 2021 Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APN88-20-07-477-009

Property Details

APN / Parcel Number

Primary APN88-20-07-477-009

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures8 Plumbing Fixtures
Stories1 Story
Building Area3,496 sqft Living Area
1st Floor Area2,258 sqft
Basement Area1,116 sqft
Unfinished Basement2,258 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 2004
Architectural StyleColonial
Exterior MaterialBrick
Construction TypeBrick
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Lot Area23,958 sqft (0.55 acres)
Lot Dimensions277 ft deep x 86 ft wide
Garage Area524 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area680 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal

Location & Zoning

Street Address5117 CARDINAL DR
CityTROY
StateMI
Zip48098-2489
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1B
Legal DescriptionT2N, R11E, SEC 7 MERIHILL FARMS SUB NO 1 LOT 26
Legal Range11E
Legal Township2N
Legal Section7
Legal SubdivisionMERIHILL FARMS SUB #1
Legal Lot Number26
JurisdictionOAKLAND MI
Township / Civil DivisionTROY
Census Block Group1
Census Block1018
Census Tract196500

Owner

5117 Cardinal Dr is owner-occupied and held in a trust since January 2021.

Source: Oakland County records, as of May 27, 2026

Owner of Record2 Trust Names on File
Mailing Address5117 CARDINAL DR, TROY, MI 48098-2489
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 1, 2021Intrafamily Transfer, Transfer
CROSSROADS TITLE
Jan 21, 2021Quit Claim Deed, Transfer · Conventional Mortgage
A BEST FINANCIAL CORPORATION
May 26, 2020Quit Claim Deed, Transfer
CROSSROADS TITLE
May 20, 2020Intrafamily Transfer, Transfer · Conventional Mortgage
A BEST FINANCIAL CORPORATION
Dec 9, 2019Quit Claim Deed, Transfer
NOT AVAILABLE
Nov 29, 2017Warranty Deed, Transfer · Conventional Mortgage
A BEST FINANCIAL CORPORATION

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 29, 2017 · Amount on File
Deed SaleNov 29, 2017 · Amount on File
Deed Document Number2017218985
Deed Book / Page51335 / 460
Last Transfer DateJan 13, 2021
Transfer Doc0000017854
Record UpdatedOct 29, 2026

February 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOAKLAND MI
Recording DateFeb 1, 2021
Property Address5117 CARDINAL DR, TROY, MI 48098-2489
Document Number0000027000
Book / Page55611 / 872
Map ReferenceLB 168 PG 16&17
Instrument DateJan 13, 2021
Instrument27000
Transaction TypeTransfer
Record UpdatedJun 29, 2021
Title CompanyCROSSROADS TITLE

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address5117 CARDINAL DR, 5117, TROY, MI 48098-2489

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address5117 CARDINAL DR, TROY, MI 48098-2489

January 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOAKLAND MI
Recording DateJan 21, 2021
Property Address5117 CARDINAL DR, TROY, MI 48098-2489
Document Number0000017854
Book / Page55550 / 112
Map ReferenceLB 169 PG 16&17
Instrument DateJan 13, 2021
Instrument17854
Transaction TypeTransfer
Record UpdatedJun 29, 2021
Title CompanyCROSSROADS TITLE

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address5117 CARDINAL DR, 5117, TROY, MI 48098-2489

Transferred To (Grantee/Buyer)

NameVerified Name
Address5117 CARDINAL DR, TROY, MI 48098-2489

Mortgage

Document Number0055550113
DateJan 21, 2021
Instrument55550/113
Lender
NameA BEST FINANCIAL CORPORATION
TypeNon-Lending Institution
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueFeb 1, 2036

May 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOAKLAND MI
Recording DateMay 26, 2020
Property Address5117 CARDINAL DR, TROY, MI 48098-2489
Document Number0000100400
Book / Page054254 / 000305
Instrument DateMay 8, 2020
Instrument100400
Transaction TypeTransfer
Record UpdatedJun 23, 2020
Title CompanyCROSSROADS TITLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address5117 CARDINAL DR TROY MI 480982489, TROY, MI 48098-2489

May 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOAKLAND MI
Recording DateMay 20, 2020
Property Address5117 CARDINAL DR, TROY, MI 48098-2489
Document Number0000097801
Book / Page54235 / 821
Map ReferenceLB 166 PG 16&17
Instrument DateMay 8, 2020
Instrument97801
Transaction TypeTransfer
Record UpdatedJun 29, 2021

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5117 CARDINAL DR, TROY, MI 48098-2489

Mortgage

Document Number0054235822
DateMay 20, 2020
Instrument54235/822
Lender
NameA BEST FINANCIAL CORPORATION
TypeNon-Lending Institution
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueJun 1, 2035

December 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOAKLAND MI
Recording DateDec 9, 2019
Property Address5117 CARDINAL DR, TROY, MI 48098-2489
Document Number0000205818
Book / Page053592 / 000028
Instrument DateDec 4, 2019
Instrument205818
Transaction TypeTransfer
Record UpdatedFeb 7, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address5117 CARDINAL DR TROY MI 480982489, TROY, MI 48098-2489

November 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOAKLAND MI
Recording DateNov 29, 2017
Property Address5117 CARDINAL DR, TROY, MI 48098-2489
Document Number0000218985
Book / Page51335 / 00460
Map ReferenceLB 168 PG 16&17
Instrument DateNov 16, 2017
Instrument218985
Transaction TypeTransfer
Record UpdatedJun 29, 2021
Title CompanyLIBERTY TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$4,450.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5117 CARDINAL DR, TROY, MI 48098-2489

Mortgage

Document Number0000218986
DateNov 29, 2017
Instrument218986
Lender
NameA BEST FINANCIAL CORPORATION
TypeNon-Lending Institution
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueDec 1, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 5117 Cardinal Dr was $9,205 with a homeowner's exemption, up 2.4% from the year before.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
MunicipalityTroy City
Unified School DistrictTroy School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$9,205.00 (+2.39%)
2024$8,990.00
2023$586,360
2022$9,574.00$293,180

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5117 Cardinal Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1985.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1985)
Most Recent ClaimJan 1985 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5117 Cardinal Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTROY
serves 85,854 people · EPA ID MI0006690
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionDec 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 304 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
WOW Internet, Cable & Phone
Cable		1,200 / 50
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless · DSL		100 / 20

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