Oakland County property record for 5099 Cardinal Dr, Troy, MI 48098
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,788 sqft · built 1985 |
| Lot Size | 0.31 acres (13,504 sqft) |
| Owner | 2 Company Names on File |
| Tax Bill | $5,566 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 88-20-07-477-010 |
| Primary APN | 88-20-07-477-010 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,788 sqft Living Area |
| 1st Floor Area | 1,498 sqft |
| Basement Area | 1,498 sqft |
| Unfinished Basement | 1,498 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Colonial |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Type | Gable |
| Lot Area | 13,504 sqft (0.31 acres) |
| Lot Dimensions | 146 ft deep x 93 ft wide |
| Garage Area | 490 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 36 sqft |
| Deck Area | 700 sqft |
| Patio Area | 700 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 5099 CARDINAL DR |
|---|---|
| City | TROY |
| State | MI |
| Zip | 48098-2489 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1B |
| Legal Description | T2N, R11E, SEC 7 MERIHILL FARMS SUB NO 1 LOT 27 |
| Legal Range | 11E |
| Legal Township | 2N |
| Legal Section | 7 |
| Legal Subdivision | MERIHILL FARMS |
| Legal Lot Number | 27 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | TROY |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 196500 |
5099 Cardinal Dr is owned by a company that acquired it in February 2025 and is owner-occupied.
Source: Oakland County records, as of May 27, 2026
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 5099 CARDINAL DR, TROY, MI 48098-2489 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Life Tenant |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Feb 7, 2025 |
| Transfer Doc | 0000049193 |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 5099 Cardinal Dr was $5,566 with a homeowner's exemption.
Source: Oakland County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| Municipality | Troy City |
| Unified School District | Troy School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,566.00 | ||
| 2023 | $493,280 | ||
| 2022 | $5,788.00 | $246,640 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5099 Cardinal Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1985.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1985) |
| Most Recent Claim | Jan 1985 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5099 Cardinal Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.4% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TROY serves 85,854 people · EPA ID MI0006690 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 304 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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