Oakland County property record for 5063 Cardinal Dr, Troy, MI 48098
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,479 sqft · built 1986 |
| Lot Size | 0.64 acres (27,878 sqft) |
| Owner | Individual Name on File |
| Last Sale | $345,000 (Dec 2009) |
| Tax Bill | $5,959 (2025) |
| Deeds & Mortgages | May 2019 Line of Credit Jun 2019 Line of Credit + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 88-20-07-477-012 |
| Primary APN | 88-20-07-477-012 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,479 sqft Living Area |
| 1st Floor Area | 1,304 sqft |
| Basement Area | 1,304 sqft |
| Finished Basement | 1,304 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Colonial |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Type | Hip |
| Lot Area | 27,878 sqft (0.64 acres) |
| Lot Dimensions | 158 ft deep x 175 ft wide |
| Garage Area | 565 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 519 sqft |
| Deck Area | 500 sqft |
| Patio Area | 500 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 5063 CARDINAL DR |
|---|---|
| City | TROY |
| State | MI |
| Zip | 48098-2487 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1B |
| Legal Description | T2N, R11E, SEC 7 MERIHILL FARMS SUB NO 1 LOT 29 |
| Legal Range | 11E |
| Legal Township | 2N |
| Legal Section | 7 |
| Legal Subdivision | MERIHILL FARMS SUB #1 |
| Legal Lot Number | 29 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | TROY |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 196500 |
5063 Cardinal Dr is owned and occupied by an individual who acquired it in September 2019.
Source: Oakland County records, as of May 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5063 CARDINAL DR, TROY, MI 48098-2487 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 28, 2019 | Deed of Trust, Mortgage · Line of Credit COMERICA BANK |
| Jun 5, 2019 | Deed of Trust, Mortgage · Line of Credit COMERICA BANK |
| Oct 7, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Apr 16, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Jan 25, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Sep 15, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Jul 27, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 23, 2009 · Amount on File |
| Deed Sale | Dec 23, 2009 · Amount on File |
| Deed Document Number | 2009222056 |
| Deed Book / Page | 41723 / 135 |
| Last Transfer Date | Sep 27, 2019 |
| Transfer Doc | 0000164967 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 5063 CARDINAL DR, TROY, MI 48098-2487 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000081899 |
|---|---|
| Date | May 28, 2019 |
| Book Page | 52865/00115 |
| Instrument | 81899 |
| Name | COMERICA BANK |
|---|---|
| Type | Bank |
| Address | DALLAS, TX 75201 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 5063 CARDINAL DR, TROY, MI 48098-2487 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000087266 |
|---|---|
| Date | Jun 5, 2019 |
| Book Page | 52896/00413 |
| Instrument | 87266 |
| Name | COMERICA BANK |
|---|---|
| Type | Bank |
| Address | DALLAS, TX 75201 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Oct 7, 2019 |
| Property Address | 5063 CARDINAL DR, TROY, MI 48098-2487 |
| Document Number | 0000164967 |
| Book / Page | 053342 / 000009 |
| Instrument Date | Sep 27, 2019 |
| Instrument | 164967 |
| Transaction Type | Transfer |
| Record Updated | Nov 7, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 5063 CARDINAL DR TROY MI 480982487, TROY, MI 48098-2487 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Apr 16, 2019 |
| Property Address | 5063 CARDINAL DR, TROY, MI 48098-2487 |
| Document Number | 0000059155 |
| Book / Page | 052738 / 000573 |
| Instrument Date | Apr 3, 2019 |
| Instrument | 59155 |
| Transaction Type | Transfer |
| Record Updated | May 7, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5063 CARDINAL DR TROY MI 480982487, TROY, MI 48098-2487 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Jan 25, 2018 |
| Property Address | 5063 CARDINAL DR, TROY, MI 48098-2487 |
| Document Number | 0000012325 |
| Book / Page | 051500 / 000128 |
| Instrument Date | Jan 25, 2018 |
| Instrument | 12325 |
| Transaction Type | Transfer |
| Record Updated | Feb 13, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5063 CARDINAL DR TROY MI 480982487, TROY, MI 48098-2487 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Sep 15, 2017 |
| Property Address | 5063 CARDINAL DR, TROY, MI 48098-2487 |
| Document Number | 0000171753 |
| Book / Page | 051074 / 000754 |
| Instrument Date | Sep 12, 2017 |
| Instrument | 171753 |
| Transaction Type | Transfer |
| Record Updated | Oct 5, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 5063 CARDINAL DR TROY MI 480982487, TROY, MI 48098-2487 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Jul 27, 2017 |
| Property Address | 5063 CARDINAL DR, TROY, MI 48098-2487 |
| Document Number | 0000141129 |
| Book / Page | 050905 / 000629 |
| Instrument Date | Jul 27, 2017 |
| Instrument | 141129 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5063 CARDINAL DR TROY MI 480982487, TROY, MI 48098-2487 |
The 2025 property tax bill for 5063 Cardinal Dr was $5,959 with a homeowner's exemption, up 2.4% from the year before.
Source: Oakland County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| Municipality | Troy City |
| Unified School District | Troy School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,959.00 (+2.41%) | ||
| 2024 | $5,819.00 | ||
| 2023 | $597,940 | ||
| 2022 | $6,197.00 | $298,970 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5063 Cardinal Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1985.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1985) |
| Most Recent Claim | Jan 1985 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5063 Cardinal Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.4% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TROY serves 85,854 people · EPA ID MI0006690 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 304 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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