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5115 Star Ruby Ave, Saint Cloud, FL 34771 Property Records

Osceola County property record for 5115 Star Ruby Ave, Saint Cloud, FL 34771 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2 Baths
Year BuiltBuilt 2018
Square Footage1,846 sqft Heated Area
Lot Size5,663 sqft (0.13 acres)
OccupancyOwner Occupied
Last Sale$370,000 (2025)
Tax Bill$4.00 (2025)

Property Details

APN / Parcel Number

Primary APN052631010100011180

Interior

Bedrooms4 Beds
Full Baths2 Baths
Building Area1,846 sqft Heated Area
Gross Area2,395 sqft Gross Area
1st Floor1,846 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2018
Exterior MaterialConcrete Block Exterior
Foundation TypeFooting Foundation
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area5,663 sqft (0.13 acres)
Parking Spaces2 Parking Spaces
Garage TypeFinished Garage
Garage Area441 sqft Garage
PorchOpen Porch
Porch Area108 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address5115 STAR RUBY AVE
CitySAINT CLOUD
StateFL
Zip34771-8561
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionCANOPY WALK PB 25 PGS 157-158 LOT 118
Legal Range31E
Legal Township26S
Legal Section05
Legal SubdivisionCANOPY WALK
Legal Tract101
Legal Lot Number118
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup3
Census Block3076
Census Tract43700

Owner

Source: Osceola County records · APN 052631010100011180

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address1859 ASHTON PARK PL # PI, PI, SAINT CLOUD, FL 34771-1704
OccupancyOwner Occupied
Owner TypeOwner is a Company

Deeds, Mortgages & Sale History

DateDocument
Nov 26, 2025Warranty Deed, Transfer
FIRST AMERICAN TITLE INSURANCE COMPANY MT, FIRST AMER TITLE INS COMPANY
Jul 17, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY
Apr 28, 2020Deed of Trust, Mortgage · Veterans Administration Mortgage
PENNYMAC
Aug 23, 2019Deed of Trust, Mortgage · Veterans Administration Mortgage
PENNYMAC
Feb 28, 2019Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
AMERIHOME MTG
Nov 05, 2018Special Warranty Deed, Subdivision Related Transfer · Veterans Administration Mortgage
EQUITY PRIME MORTGAGE LLC
Mar 22, 2018Grant Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 26, 2025 · Amount on Record
Deed SaleNov 26, 2025 · Amount on Record
Prior SaleJul 17, 2020
Deed Doc Number2025145669
Deed Book / Page6885 / 2043
Record RefreshedJun 08, 2026

November 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateNov 26, 2025
Property Address5115 STAR RUBY AVE, SAINT CLOUD, FL 34771-8561
Document Number0068852043
Book / Page6885 / 2043
Map ReferenceMB 25 PG 157&158
Instrument DateNov 24, 2025
Instrument2025145669
Transaction TypeTransfer
Record UpdatedDec 10, 2025
Title CompanyFIRST AMERICAN TITLE INSURANCE COMPANY MT, FIRST AMER TITLE INS COMPANY

Transaction

AmountAmount Recorded
Tax$2,590.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address1176 SPOKANE PT, KISSIMMEE, FL 34741-6434

Transferred To (Grantee/Buyer)

NameVerified Name
Address1859 ASHTON PARK PL # PI, PI, SAINT CLOUD, FL 34771-1704

July 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOSCEOLA FL
Recording DateJul 17, 2020
Property Address5115 STAR RUBY AVE, SAINT CLOUD, FL 34771-8561
Document Number0057561827
Book / Page005756 / 001827
Instrument DateJul 09, 2020
Instrument93484
Transaction TypeTransfer
Record UpdatedAug 26, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5115 STAR RUBY AVE ST CLOUD FL 347718561, ST CLOUD, FL 34771-8561

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address5115 STAR RUBY AVE, SAINT CLOUD, FL 34771-8561
Document Number0057192290
Instrument DateApr 28, 2020
Transaction TypeMortgage
Record UpdatedJun 25, 2020
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
Address5115 STAR RUBY AVE ST CLOUD FL 347718561, ST CLOUD, FL 34771-8561

Mortgage

Document Number0057192290
DateMay 08, 2020
Book Page005719/002290
Instrument61915
Lender
NamePENNYMAC
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueMay 07, 2050

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address5115 STAR RUBY AVE, SAINT CLOUD, FL 34771-8561
Document Number0012010001
Instrument DateAug 23, 2019
Transaction TypeMortgage
Record UpdatedSep 18, 2019
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
Address5115 STAR RUBY AVE ST CLOUD FL 347718561, ST CLOUD, FL 34771-8561

Mortgage

Document Number0012010001
DateSep 05, 2019
Book Page001201/000001
Instrument113544
Lender
NamePENNYMAC
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueSep 04, 2049

February 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address5115 STAR RUBY AVE, SAINT CLOUD, FL 34771-8561
Document Number0054892024
Instrument DateFeb 28, 2019
Transaction TypeMortgage
Record UpdatedMar 27, 2019
Title CompanyOTHER

Transaction

Additional
  • Multiple parcels conveyed, unknown impact to APN

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address5112 STAR RUBY AVE ST CLOUD FL 347718562, ST CLOUD, FL 34771-8562

Mortgage

Document Number0054892024
DateMar 11, 2019
Book Page005489/002024
Instrument31007
Lender
NameAMERIHOME MTG
TypeMortgage Company
AddressTHOUSAND OAKS, CA 91362-3888
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueMar 10, 2049

November 2018: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateNov 05, 2018
Property Address5115 STAR RUBY AVE, SAINT CLOUD, FL 34771-8561
Document Number0054290131
Book / Page5429 / 0131
Map ReferenceMB25 PG157&158
Instrument DateOct 30, 2018
Instrument2018164409
Transaction TypeSubdivision Related Transfer
Record UpdatedFeb 08, 2022
Title CompanyDHI TITLE OF FLORIDA INC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,841.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address6200 LEE VISTA BLVD STE 400, 6200, ORLANDO, FL 32822-5149

Transferred To (Grantee/Buyer)

NameVerified Name
Address5115 STAR RUBY AVE, SAINT CLOUD, FL 34771-8561

Mortgage

Document Number2018164410
DateNov 05, 2018
Instrument2018164410
Lender
NameEQUITY PRIME MORTGAGE LLC
TypeMortgage Company
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueNov 01, 2048

March 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionOSCEOLA FL
Recording DateMar 22, 2018
Property Address5115 STAR RUBY AVE, SAINT CLOUD, FL 34771-8561
Document Number0053051091
Book / Page005305 / 001091
Instrument DateMar 16, 2018
Instrument46421
Transaction TypeTransfer
Record UpdatedApr 17, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address6200 LEE VISTA BLVD #400 ORLANDO FL 328225149, 400, ORLANDO, FL 32822-5149

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption$252,286 (+5.99%)$344,100 (+3.64%) Land $70,000 Building $274,100
2023$4.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption$238,035 (+3%)$332,000 (+15.68%) Land $65,000 Building $267,000
2022$4.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption$231,102$287,000 Land $60,000 Building $227,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 53% of the US · above 23% of Florida
Wildfire LikelihoodAbout 1 in 806 per year
ExposureIndirect
within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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