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5114 Star Ruby Ave, Saint Cloud, FL 34771 Property Records

Osceola County property record for 5114 Star Ruby Ave, Saint Cloud, FL 34771 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms3 Baths
Year BuiltBuilt 2018
Square Footage1,676 sqft Living Area
Lot Size5,662 sqft (0.13 acres)
OccupancyOwner Occupied
Last Sale$420,000 (2022)
Tax Bill$5,035.00 (2025)

Property Details

APN / Parcel Number

Primary APN05-26-31-0101-0001-1330
Alternative APN
  • 263105010100011330

Interior

Bedrooms3 Beds
Full Baths3 Baths
Partial Baths2 Partial Baths
Building Area1,676 sqft Living Area
Gross Area2,266 sqft Gross Area
1st Floor1,676 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Architectural StyleConventional Style
Exterior MaterialConcrete Block Exterior
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area5,662 sqft (0.13 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area462 sqft Garage
Porch Area128 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address5114 STAR RUBY AVE
CitySAINT CLOUD
StateFL
Zip34771-8562
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionCANOPY WALK PB 25 PGS 157-158 LOT 133
Legal Range31E
Legal Township26S
Legal Section05
Legal SubdivisionCANOPY WALK PH 1
Legal Block1330
Legal Lot Number133
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup3
Census Block3050
Census Tract43700

Owner

Source: Osceola County records · APN 05-26-31-0101-0001-1330

Assessment roll updated November 26, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address5114 STAR RUBY AVE, SAINT CLOUD, FL 34771-8562
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Aug 15, 2022Warranty Deed, Transfer · Veterans Administration Mortgage
HAMILTON HOME LOANS INC
Feb 28, 2019Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
AMERIHOME MTG
Jul 31, 2018Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
DHI MORTGAGE COMPANY LTD
Mar 22, 2018Grant Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 15, 2022 · Amount on Record
Deed SaleAug 15, 2022 · Amount on Record
Prior SaleJul 31, 2018 · Amount on Record
Deed Doc Number2022124628
Deed Book / Page6268 / 2683
Record RefreshedSep 20, 2026

August 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateAug 15, 2022
Property Address5114 STAR RUBY AVE, SAINT CLOUD, FL 34771-8562
Document Number0062682683
Book / Page6268 / 2683
Map ReferenceMB 25 PG 157&158
Instrument DateJun 30, 2022
Instrument2022124628
Transaction TypeTransfer
Record UpdatedSep 01, 2022
Title CompanySIMPLY TITLE LLC KISSIMMEE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$2,940.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address5114 STAR RUBY AVE, 5114, SAINT CLOUD, FL 34771-8562

Transferred To (Grantee/Buyer)

NameVerified Name
Address5114 STAR RUBY AVE, SAINT CLOUD, FL 34771-8562

Mortgage

Document Number0062682688
DateAug 15, 2022
Instrument6268/2688
Lender
NameHAMILTON HOME LOANS INC
TypeMortgage Company
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term359 Months
DueJul 01, 2052

Mortgage

Document Number0062682703
DateAug 15, 2022
Book Page6268/2703
Instrument2022124633
Lender
NameHAMILTON HOME LOANS INC
TypeMortgage Company
AddressFORT LAUDERDALE, FL 33323
Agreement
TypeStand Alone Second Mortgage
AmountAmount Recorded

February 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address5114 STAR RUBY AVE, SAINT CLOUD, FL 34771-8562
Document Number0054892024
Instrument DateFeb 28, 2019
Transaction TypeMortgage
Record UpdatedMar 27, 2019
Title CompanyOTHER

Transaction

Additional
  • Multiple parcels conveyed, unknown impact to APN

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address5112 STAR RUBY AVE ST CLOUD FL 347718562, ST CLOUD, FL 34771-8562

Mortgage

Document Number0054892024
DateMar 11, 2019
Book Page005489/002024
Instrument31007
Lender
NameAMERIHOME MTG
TypeMortgage Company
AddressTHOUSAND OAKS, CA 91362-3888
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueMar 10, 2049

July 2018: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateJul 31, 2018
Property Address5114 STAR RUBY AVE, SAINT CLOUD, FL 34771-8562
Document Number0053752937
Book / Page5375 / 2937
Map ReferenceMB25 PG157&158
Instrument DateJul 27, 2018
Instrument2018116085
Transaction TypeSubdivision Related Transfer
Record UpdatedFeb 08, 2022
Title CompanyDHI TITLE OF FLORIDA INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,697.50
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address6200 LEE VISTA BLVD STE 400, 6200, ORLANDO, FL 32822-5149

Transferred To (Grantee/Buyer)

NameVerified Name
Address5114 STAR RUBY AVE, SAINT CLOUD, FL 34771-8562

Mortgage

Document Number2018116086
DateJul 31, 2018
Instrument2018116086
Lender
NameDHI MORTGAGE COMPANY LTD
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2048

March 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionOSCEOLA FL
Recording DateMar 22, 2018
Property Address5114 STAR RUBY AVE, SAINT CLOUD, FL 34771-8562
Document Number0053051091
Book / Page005305 / 001091
Instrument DateMar 16, 2018
Instrument46421
Transaction TypeTransfer
Record UpdatedApr 17, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address6200 LEE VISTA BLVD #400 ORLANDO FL 328225149, 400, ORLANDO, FL 32822-5149

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$5,035.00 (+2.21%) Homeowner's exemption Veteran's exemption$329,200 (+2.59%) Land $70,000 Building $259,200$329,200 (+2.59%) Land $70,000 Building $259,200
2024$4,926.00 (-0.08%)
2023$4,930.00 (+194.86%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$320,900 (+119.05%) Land $65,000 Building $255,900$320,900 (+15.35%) Land $65,000 Building $255,900
2022$1,672.00 Homeowner's exemption Senior Citizen's exemption$146,494$278,200 Land $60,000 Building $218,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 53% of the US · above 23% of Florida
Wildfire LikelihoodAbout 1 in 806 per year
ExposureIndirect
within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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