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5112 Star Ruby Ave, Saint Cloud, FL 34771 Property Records

Osceola County property record for 5112 Star Ruby Ave, Saint Cloud, FL 34771 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2 Baths
Year BuiltBuilt 2018
Square Footage1,846 sqft Heated Area
Lot Size5,663 sqft (0.13 acres)
OccupancyOwner Occupied
Last Sale$260,000 (2018)
Tax Bill$4,260.00 (2025)

Property Details

APN / Parcel Number

Primary APN052631010100011320

Interior

Bedrooms4 Beds
Full Baths2 Baths
Building Area1,846 sqft Heated Area
Gross Area2,395 sqft Gross Area
1st Floor1,846 sqft 1st Floor
Stories1 Stories
Primary FlooringTile Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2018
Exterior MaterialConcrete Block Exterior
Foundation TypeFooting Foundation
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area5,663 sqft (0.13 acres)
Parking Spaces2 Parking Spaces
Garage TypeFinished Garage
Garage Area441 sqft Garage

Exterior Amenities

Pool Area290 sqft Pool
FenceFence
Deck Area680 sqft Deck
PorchOpen Porch
Porch Area108 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address5112 STAR RUBY AVE
CitySAINT CLOUD
StateFL
Zip34771-8562
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionCANOPY WALK PB 25 PGS 157-158 LOT 132
Legal Range31E
Legal Township26S
Legal Section05
Legal SubdivisionCANOPY WALK
Legal Tract101
Legal Lot Number132
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup3
Census Block3050
Census Tract43700

Owner

Source: Osceola County records · APN 052631010100011320

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address5112 STAR RUBY AVE, SAINT CLOUD, FL 34771-8562
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Sep 30, 2021Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
FREEDOM MORTGAGE CORP
Mar 11, 2019Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
AMERIHOME MORTGAGE COMPANY LLC
Aug 27, 2020Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
AMERIHOME MORTGAGE COMPANY LLC
Apr 25, 2018Grant Deed, Subdivision Related Transfer · Federal Housing Administration (FHA) Mortgage
RESIDENTIAL ACCPTNC
Mar 22, 2018Grant Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 25, 2018 · Amount on Record
Deed SaleApr 25, 2018 · Amount on Record
Deed Doc Number2018065713
Deed Book / Page5322 / 2994
Record RefreshedJun 08, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address5112 STAR RUBY AVE, SAINT CLOUD, FL 34771-8562
Transaction TypeMortgage
Record UpdatedOct 12, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address5112 STAR RUBY AVE, SAINT CLOUD, FL 34771-8562

Mortgage

Document Number0060551715
DateSep 30, 2021
Book Page6055/1715
Instrument2021152187
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressBOCA RATON, FL 33431
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term349 Months
DueOct 01, 2050

March 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address5112 STAR RUBY AVE, SAINT CLOUD, FL 34771-8562
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0054892024
DateMar 11, 2019
Book Page5489/2024
Instrument2019031007
Lender
NameAMERIHOME MORTGAGE COMPANY LLC
TypeMortgage Company
AddressTHOUSAND OAKS, CA 91362
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueMar 01, 2049

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address5112 STAR RUBY AVE, SAINT CLOUD, FL 34771-8562
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0057821900
DateAug 27, 2020
Book Page5782/1900
Instrument2020113808
Lender
NameAMERIHOME MORTGAGE COMPANY LLC
TypeMortgage Company
AddressTHOUSAND OAKS, CA 91362
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2050

April 2018: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionOSCEOLA FL
Recording DateApr 25, 2018
Property Address5112 STAR RUBY AVE, SAINT CLOUD, FL 34771-8562
Document Number0053222994
Book / Page005322 / 002994
Instrument DateApr 20, 2018
Instrument65713
Transaction TypeSubdivision Related Transfer
Record UpdatedJun 01, 2018
Title CompanyDHI TITLE/FL INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,820.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address5112 STAR RUBY AVE ST CLOUD FL 347718562, ST CLOUD, FL 34771-8562

Mortgage

Document Number53222995
DateApr 25, 2018
Book Page005322/002995
Instrument65714
Lender
NameRESIDENTIAL ACCPTNC
AddressTAMPA, FL 33607
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueApr 24, 2048

March 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionOSCEOLA FL
Recording DateMar 22, 2018
Property Address5112 STAR RUBY AVE, SAINT CLOUD, FL 34771-8562
Document Number0053051091
Book / Page005305 / 001091
Instrument DateMar 16, 2018
Instrument46421
Transaction TypeTransfer
Record UpdatedApr 17, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address6200 LEE VISTA BLVD #400 ORLANDO FL 328225149, 400, ORLANDO, FL 32822-5149

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,260.00 (+6.13%) Homeowner's exemption$280,910 (+5.99%)$368,700 (+4.09%) Land $70,000 Building $298,700
2023$4,014.00 (+13.55%) Homeowner's exemption$265,043 (+11.21%)$354,200 (+22.1%) Land $65,000 Building $289,200
2022$3,535.00 Homeowner's exemption$238,335$290,100 Land $60,000 Building $230,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 53% of the US · above 23% of Florida
Wildfire LikelihoodAbout 1 in 806 per year
ExposureIndirect
within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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