Hennepin County property record for 5115 Fern Dr, Loretto, MN 55357
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.75 ba · 1,616 sqft · built 1976 |
| Lot Size | 1.85 acres (80,586 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $264,500 (Sep 1997) |
| Tax Bill | $9,037 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-118-24-42-0011 |
| Primary APN | 01-118-24-42-0011 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.75 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Building Area | 1,616 sqft Living Area |
| Gross Area | 3,523 sqft |
| 1st Floor Area | 1,616 sqft |
| Basement Area | 1,100 sqft |
| Family Room | Family Room |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Split Level |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 80,586 sqft |
| Lot Width | 6.5 ft Width |
| View / Lot | Lake Front |
| Garage Type | Attached |
| Garage Area | 807 sqft |
| Deck Area | 384 sqft |
| Patio Area | 384 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | Space Heater |
| Street Address | 5115 FERN DR |
|---|---|
| City | LORETTO |
| State | MN |
| Zip | 55357-9508 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 011 BLOCK 001 A FERNWOOD HILLS IRREGULAR |
| Legal Range | 24 |
| Legal Township | 118 |
| Legal Section | 01 |
| Legal Quarter | 42 |
| Legal Subdivision | FERNWOOD HILLS |
| Legal Block | 1 |
| Legal Lot Number | 11 |
| Jurisdiction | HENNEPIN MN |
| Township / Civil Division | INDEPENDENCE |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 27002 |
Source: Hennepin County records, as of June 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 5115 FERN DR, LORETTO, MN 55357-9508 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 11, 1997 · Amount on Record |
| Deed Sale | Sep 11, 1997 · Amount on Record |
| Deed Document Number | 1997646563 |
| Record Updated | Sep 20, 2026 |
Source: Hennepin County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Hennepin County |
| Municipality | Independence City |
| Unified School District | Delano Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,037.00 (+18.25%) | $724,600 (+18.59%) Land $352,000 Building $372,600 | $724,600 (+18.59%) Land $352,000 Building $372,600 |
| 2023 | $7,642.00 Homeowner's exemption | ||
| 2022 | $611,000 Land $292,000 Building $319,000 | $611,000 Land $292,000 Building $319,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · above 61% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Fiber | 5,000 / 5,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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