Hennepin County property record for 5095 Fern Dr, Loretto, MN 55357
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.25 ba · 1,584 sqft · built 1973 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $3,672 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-118-24-42-0012 |
| Primary APN | 01-118-24-42-0012 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.25 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,584 sqft Living Area |
| Gross Area | 3,019 sqft |
| 1st Floor Area | 1,584 sqft |
| Basement Area | 1,267 sqft |
| Family Room | Family Room |
| Flooring | Carpet |
| Interior Walls | Wood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 43,560 sqft |
| Lot Dimensions | 213 ft deep x 20.5 ft wide |
| Garage Type | Detached |
| Garage Area | 832 sqft |
| Porch | Enclosed Porch |
|---|---|
| Porch Area | 168 sqft |
| Deck Area | 70 sqft |
| Patio Area | 70 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating Fuel | Electric |
| Street Address | 5095 FERN DR |
|---|---|
| City | LORETTO |
| State | MN |
| Zip | 55357-4704 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 012 BLOCK 001 A FERNWOOD HILLS N205X213X205X212 |
| Legal Range | 24 |
| Legal Township | 118 |
| Legal Section | 01 |
| Legal Quarter | 42 |
| Legal Subdivision | FERNWOOD HILLS |
| Legal Block | 1 |
| Legal Lot Number | 12 |
| Jurisdiction | HENNEPIN MN |
| Township / Civil Division | INDEPENDENCE |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 27002 |
Source: Hennepin County records, as of June 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 150 DIVISION ST E, 423, BUFFALO, MN 55313-5138 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
Source: Hennepin County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Hennepin County |
| Municipality | Independence City |
| Unified School District | Delano Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,672.00 (+3.58%) | $329,100 (+8.61%) Land $135,000 Building $194,100 | $329,100 (+8.61%) Land $135,000 Building $194,100 |
| 2023 | $3,545.00 Homeowner's exemption | ||
| 2022 | $303,000 Land $120,000 Building $183,000 | $303,000 Land $120,000 Building $183,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · above 61% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Fiber | 5,000 / 5,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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