Hennepin County property record for 5090 Fern Dr, Loretto, MN 55357
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.25 ba · 1,120 sqft · built 1973 |
| Lot Size | 1.26 acres (54,886 sqft) |
| Owner | Individual Name on File |
| Last Sale | $180,000 (Jan 2011) |
| Tax Bill | $4,137 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-118-24-42-0022 |
| Primary APN | 01-118-24-42-0022 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.25 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,120 sqft Living Area |
| Gross Area | 2,016 sqft |
| 1st Floor Area | 1,120 sqft |
| Basement Area | 896 sqft |
| Family Room | Family Room |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Ranch |
| Exterior Material | Metal |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 54,886 sqft |
| Lot Width | 16 ft Width |
| View / Lot | Lake |
| Garage Type | Detached |
| Garage Area | 660 sqft |
| Deck Area | 290 sqft |
| Patio Area | 290 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | Space Heater |
| Street Address | 5090 FERN DR |
|---|---|
| City | LORETTO |
| State | MN |
| Zip | 55357-4704 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 008 BLOCK 002 A FERNWOOD HILLS IRREGULAR |
| Legal Range | 24 |
| Legal Township | 118 |
| Legal Section | 01 |
| Legal Quarter | 42 |
| Legal Subdivision | FERNWOOD HILLS |
| Legal Block | 2 |
| Legal Lot Number | 8 |
| Jurisdiction | HENNEPIN MN |
| Township / Civil Division | INDEPENDENCE |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 27002 |
5090 Fern Dr is owned and occupied by an individual who bought it in January 2011.
Source: Hennepin County records, as of June 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5090 FERN DR, LORETTO, MN 55357-4704 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 14, 2011 · Amount on File |
| Deed Sale | Jan 14, 2011 · Amount on File |
| Prior Sale | Dec 3, 2008 · Amount on File |
| Deed Document Number | 201128795 |
| Prior Transfer Date | Jan 6, 2011 |
| Prior Transfer Doc | 0000028795 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENNEPIN MN |
| Property Address | 5090 FERN DR, LORETTO, MN 55357-4704 |
| Transaction Type | Mortgage |
| Record Updated | Aug 15, 2022 |
| Title Company | ESQUIRE TITLE, ESQUIRE TITLE SERVICE LLC |
| Name | Verified Name |
|---|
| Document Number | 0A10934706 |
|---|---|
| Date | Mar 22, 2021 |
| Instrument | A10934706 |
| Name | TRADITION MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | LAKEVILLE, MN 55044 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Apr 1, 2041 |
The 2025 property tax bill for 5090 Fern Dr was $4,137 with a homeowner's exemption.
Source: Hennepin County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Hennepin County |
| Municipality | Independence City |
| Unified School District | Delano Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,137.00 | $366,000 Land $135,000 Building $231,000 | $366,000 Land $135,000 Building $231,000 |
| 2023 | $4,026.00 Homeowner's exemption | ||
| 2022 | $340,000 Land $120,000 Building $220,000 | $340,000 Land $120,000 Building $220,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5090 Fern Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5090 Fern Dr is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · above 61% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Fiber | 5,000 / 5,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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