5111 Reading Rd E, Osseo, MI 49266 Property Records

Hillsdale County property record for 5111 Reading Rd E, Osseo, MI 49266 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,521 sqft
Lot Size	80 acres (3,484,800 sqft)
Owner	2 Individual Names on File
Last Sale	$515,000 (Jun 2026)
Tax Bill	$2,236 (2025)
Deeds & Mortgages	Jun 2026 Sale Apr 2006 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`12-021-300-001-21-7-2`

Property Details

APN / Parcel Number

Primary APN	`12-021-300-001-21-7-2`

Interior

Full Baths	1 Bath
Stories	2 Stories
Building Area	1,521 sqft Living Area
Gross Area	2,277 sqft
1st Floor Area	2,277 sqft
Basement Area	855 sqft
Unfinished Basement	855 sqft

Exterior

Exterior Material	Aluminum/Vinyl
Lot Area	3,484,800 sqft (80 acres)
Total Buildings	6 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	5111 READING RD E
City	OSSEO
State	MI
Zip	49266-9009
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W1/2 SW1/4 SEC 21 T7S R2W 80 A
Legal Range	02W
Legal Township	07S
Legal Section	21
Legal Subdivision	False
Jurisdiction	HILLSDALE MI
Township / Civil Division	JEFFERSON
Census Block Group	1
Census Block	1024
Census Tract	51000

Owner

Source: Hillsdale County records · APN 12-021-300-001-21-7-2

Assessment roll updated August 4, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	6311 COOPER RD, READING, MI 49274-9660
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2026	Warranty Deed, Transfer PUBLIC SQ TITLE, PUBLIC TITLE
Apr 10, 2006	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Apr 24, 2026	Warranty Deed, Transfer · Conventional Mortgage CORNERSTONE MORTGAGE INC
Sep 18, 2025	Warranty Deed, Transfer PUBLIC TITLE COMPANY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 23, 2026 · Amount on Record
Deed Sale	Jun 23, 2026 · Amount on Record
Prior Sale	Apr 24, 2026 · Amount on Record
Deed Document Number	2026624007
Deed Book / Page	1924 / 912
Record Updated	Sep 20, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILLSDALE MI
Recording Date	Jun 23, 2026
Property Address	5111 READING RD E, OSSEO, MI 49266-9009
Document Number	0000624007
Book / Page	1924 / 912
Instrument Date	Jun 22, 2026
Instrument	2026624007
Transaction Type	Transfer
Record Updated	Jul 08, 2026
Title Company	PUBLIC SQ TITLE, PUBLIC TITLE

Transaction

Amount	Amount Recorded
Tax	$447,329.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6311 COOPER RD, READING, MI 49274-9660

April 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSDALE MI
Property Address	5111 READING RD E, OSSEO, MI 49266-9009
Transaction Type	Mortgage
Record Updated	May 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01257/0716
Date	Apr 10, 2006
Book Page	1257/0716

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	1201 MAIN ST FL 7, DALLAS, TX 75202

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2036

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILLSDALE MI
Recording Date	Apr 24, 2026
Property Address	5111 READING RD E, OSSEO, MI 49266-9009
Document Number	0000622682
Book / Page	1920 / 252
Instrument Date	Apr 24, 2026
Instrument	2026.622682
Transaction Type	Transfer
Record Updated	May 13, 2026
Title Company	PUBLIC SQ TITLE, PUBLIC TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$112,918.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 N WALNUT ST, ETNA GREEN, IN 46524-9461

Mortgage

Document Number	0000622683,
Date	Apr 24, 2026
Instrument	2026.622683

Lender

Name	CORNERSTONE MORTGAGE INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2056

Interest

Rate Type	Fixed Rate
Rate	6.11%
Initial Type	Fixed Rate
Max Rate	-1%

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILLSDALE MI
Recording Date	Sep 18, 2025
Property Address	5111 READING RD E, OSSEO, MI 49266-9009
Document Number	001904/102
Book / Page	1904 / 102
Instrument Date	Sep 17, 2025
Transaction Type	Transfer
Record Updated	Oct 27, 2025
Title Company	PUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$4,200.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	41686 BEDFORD DR, CANTON, MI 48187-3704

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3900 ABBOTT RD, READING, MI 49274-8616

Tax Assessment & Valuation

Source: Hillsdale County records · Assessment roll updated August 4, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Hillsdale County
County Subdivision	Jefferson Township
Unified School District	Hillsdale Community Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,236.00 (-49.46%)	$265,800 (+38.44%)	$531,699 (+38.5%) Land $341,300 Building $190,399
2024	$4,424.00 (-0.02%)
2023		$192,000	$383,900 Land $237,000 Building $146,900
2021	$4,425.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hillsdale County (26059C), updated February 19, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 7% of the US · above 17% of Michigan
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 7 locations within about half a mile of this property, a small sample

Provider	Technology	Download / Upload (Mbps)
Mercury Broadband	Fixed Wireless (licensed-by-rule)	150 / 20
DMCI Broadband	Fixed Wireless	40 / 10
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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