4320 Reading Rd E, Osseo, MI 49266 Property Records

Hillsdale County property record for 4320 Reading Rd E, Osseo, MI 49266 · Last verified August 2023

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,546 sqft
Lot Size	8.26 acres (359,806 sqft)
Owner	Individual Name on File
Last Sale	$150,000 (Nov 2019)
Tax Bill	$1,785 (2021)
Deeds & Mortgages	Sep 2021 Mortgage Nov 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`12-020-100-004-20-7-2`

Property Details

APN / Parcel Number

Primary APN	`12-020-100-004-20-7-2`

Interior

Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,546 sqft Living Area
Gross Area	2,468 sqft
Basement Area	1,546 sqft

Exterior

Exterior Material	Wood Siding
Lot Area	359,806 sqft (8.26 acres)
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces
Total Buildings	5 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Street Address	4320 READING RD E
City	OSSEO
State	MI
Zip	49266-9770
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM 420 FT W OF SE COR NW1/4 TH N 400 FT TH W 900 FT TH S 400 FT TH E 900 FT TO POB SEC 20 T7S R2W 8.26 A M/L
Jurisdiction	HILLSDALE MI
Township / Civil Division	JEFFERSON
Census Block Group	1
Census Block	1020
Census Tract	51000

Owner

Source: Hillsdale County records · APN 12-020-100-004-20-7-2

Assessment roll updated March 1, 2023 · Last verified August 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	4320 READING RD E, OSSEO, MI 49266-9770
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2021	Deed of Trust, Mortgage ROCKET MORTGAGE LLC
Nov 19, 2019	Warranty Deed, Transfer · Conventional Mortgage COUNTY NATIONAL BANK
Aug 11, 2017	Warranty Deed, Transfer · Conventional Mortgage HILLSDALE COUNTY NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 19, 2019 · Amount on Record
Deed Sale	Nov 19, 2019 · Amount on Record
Prior Sale	Aug 11, 2017 · Amount on Record
Deed Document Number	0017420335
Deed Book / Page	1742 / 0335
Record Updated	Jun 07, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSDALE MI
Property Address	4320 READING RD E, OSSEO, MI 49266-9770
Transaction Type	Mortgage
Record Updated	May 03, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4320 READING RD E, OSSEO, MI 49266-9770

Mortgage

Document Number	001807/411
Date	Sep 23, 2021
Book Page	1807/411

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2051

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILLSDALE MI
Recording Date	Nov 19, 2019
Property Address	4320 READING RD E, OSSEO, MI 49266-9770
Document Number	01742/0335
Book / Page	1742 / 0335
Instrument Date	Nov 15, 2019
Transaction Type	Transfer
Record Updated	May 03, 2022
Title Company	MIDSTATE TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,290.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4320 READING RD E, 4320, OSSEO, MI 49266-9770

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	100 HILLSIDE ST, HILLSDALE, MI 49242

Mortgage

Document Number	0001742336
Date	Nov 19, 2019
Instrument	1742/336

Lender

Name	COUNTY NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2049

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILLSDALE MI
Recording Date	Aug 11, 2017
Property Address	4320 READING RD E, OSSEO, MI 49266-9770
Document Number	1664/0246
Book / Page	1664 / 0246
Instrument Date	Aug 10, 2017
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	PUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,178.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4320 READING RD E, 4320, OSSEO, MI 49266-9770

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1072 NORMANDY RD, NORMANDY, TN 37360-3151

Mortgage

Document Number	16640247
Date	Aug 11, 2017
Instrument	1664/0247

Lender

Name	HILLSDALE COUNTY NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2047

Tax Assessment & Valuation

Source: Hillsdale County records · Assessment roll updated March 1, 2023 · Last verified August 2023

Property Jurisdictions

Type	Name
State	Michigan
County	Hillsdale County
County Subdivision	Jefferson Township
Unified School District	Hillsdale Community Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023		$110,400	$220,808 Land $45,836 Building $174,972
2021	$1,785.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hillsdale County (26059C), updated February 19, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 10 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Mercury Broadband	Fixed Wireless (licensed-by-rule)	150 / 20
DMCI Broadband	Fixed Wireless	40 / 10
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Verizon, DMCI Broadband, Frontier. Availability varies by address; speeds are provider-advertised maximums, not measured.

4320 Reading Rd E, Osseo, MI 49266 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

September 2021: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

November 2019: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

August 2017: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Internet Providers

Nearby Properties on Reading Rd E

Nearby Streets

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