4860 Reading Rd E, Osseo, MI 49266 Property Records

Hillsdale County property record for 4860 Reading Rd E, Osseo, MI 49266 · Last verified August 2023

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	5 Beds
Bathrooms	3 Baths
Square Footage	2,099 sqft Living Area
Lot Size	217,800 sqft (5 acres)
Garage	3,216 sqft
Occupancy	Owner Occupied
Last Sale	$319,900 (2019)
Tax Bill	$2,765.00 (2021)

Property Details

APN / Parcel Number

Primary APN	`12-020-200-006-20-7-2`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Building Area	2,099 sqft Living Area
Gross Area	2,627 sqft Gross Area
Basement Area	1,505 sqft Basement
Stories	2 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Exterior Material	Wood Siding Exterior
Lot Area	217,800 sqft (5 acres)
Parking Spaces	11 Parking Spaces
Garage Area	3,216 sqft Garage
Pool Area	648 sqft Pool

Utilities and HVAC

Heating System	Baseboard Heating

Location & Zoning

Street Address	4860 READING RD E
City	OSSEO
State	MI
Zip	49266-9693
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	COM AT E1/4 PST SEC 20 TH W 330 FT TH N 660 FT TH E 330 FT TH S 660 FT TO POB SEC 20 T7S R2W 5 A M/L
Jurisdiction	HILLSDALE MI
Minor Civil Division	JEFFERSON
Census Blockgroup	2
Census Block	2045
Census Tract	51000

Owner

Source: Hillsdale County records · APN 12-020-200-006-20-7-2

Assessment roll updated March 1, 2023 · Last verified August 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	4860 READING RD E, OSSEO, MI 49266-9693
Occupancy	Owner Occupied
Owner Type	Owner is a Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 16, 2019 · Amount on Record
Deed Sale	Dec 16, 2019 · Amount on Record
Prior Sale	Mar 27, 2015
Deed Doc Number	0017450878
Deed Book / Page	1745 / 0878
Record Refreshed	Jun 07, 2026

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILLSDALE MI
Recording Date	Dec 16, 2019
Property Address	4860 READING RD E, OSSEO, MI 49266-9693
Document Number	01745/0878
Book / Page	1745 / 0878
Instrument Date	Dec 13, 2019
Transaction Type	Transfer
Record Updated	May 03, 2022
Title Company	NOT AVAILABLE, MIDSTATE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,752.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2120 CHORAL AVE, 2120, PORTAGE, MI 49024-6020

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4760 QUACKENBUSH RD, READING, MI 49274-9698

Mortgage

Document Number	0001745880
Date	Dec 16, 2019
Instrument	1745/880

Lender

Name	COUNTY NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2050

Tax Assessment & Valuation

Source: Hillsdale County records · Assessment roll updated March 1, 2023 · Last verified August 2023

Property Jurisdictions

Type	Name
State	Michigan
County	Hillsdale County
County Subdivision	Jefferson Township
Unified School District	Hillsdale Community Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023		$219,900	$408,056 Land $31,650 Building $376,406
2021	$2,765.00

Flood & Wildfire

4860 Reading Rd E is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Hillsdale County (26059C), updated February 19, 2014

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Low 20th percentile of exposed land nationally · 52nd in Michigan
Wildfire Likelihood	Low — about 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.