5110 97th St, Lubbock, TX 79424 Property Records

Lubbock County property record for 5110 97th St, Lubbock, TX 79424

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,745 sqft · built 1996
Lot Size	0.239 acres (10,436 sqft)
Owner	Individual Name on Record
Tax Bill	$8,130 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Mar 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R139471`

Property Details

APN / Parcel Number

Primary APN	`R139471`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Building Area	3,745 sqft Living Area
Fireplaces	3 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Lot Area	10,436 sqft (0.239 acres)
Garage Area	768 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	5110 97TH ST
City	LUBBOCK
State	TX
Zip	79424-4866
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	0038
Legal Description	LAKERIDGE C C EST L 946
Legal Subdivision	LAKERIDGE COUNTRY CLUB ESTATES
Legal Lot Number	9460
Jurisdiction	LUBBOCK TX
Township / Civil Division	LUBBOCK
Census Block Group	1
Census Block	1009
Census Tract	10502

Owner

Source: Lubbock County records, as of February 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	PO BOX 64602, LUBBOCK, TX 79464-4602
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 16, 2025	Vendor's Lien, Transfer · ARM ALLIANCE CU
Mar 14, 2019	Vendor's Lien, Transfer CITY BANK DBA CITY BANK MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 16, 2025
Deed Sale	Oct 16, 2025
Prior Sale	Mar 14, 2019
Deed Document Number	2025040934
Record Updated	Jun 8, 2026

October 2025: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	LUBBOCK TX
Recording Date	Oct 16, 2025
Property Address	5110 97TH ST, LUBBOCK, TX 79424-4866
Document Number	0000040934
Map Reference	VOL 4836 PG 303
Instrument Date	Oct 16, 2025
Instrument	2025040934
Transaction Type	Transfer
Record Updated	Jan 21, 2026
Title Company	HUB CITY TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 64602, LUBBOCK, TX 79464-4602

Mortgage

Document Number	0000040935
Date	Oct 16, 2025
Instrument	2025040935

Lender

Name	ALLIANCE CU
Type	Credit Union
Special Notes	Seller Financed

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	7.37%
Adjustable	Adjustable Rate Rider
Type Change Date	Nov 1, 2030
Change Frequency	Annually
Min Rate At Change	7.37%
Max Rate At Change	9.37%
Index	12-Month MTA
Margin	2
Max Rate	13.3%

March 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	LUBBOCK TX
Recording Date	Mar 14, 2019
Property Address	5110 97TH ST, LUBBOCK, TX 79424-4866
Document Number	0000008930
Map Reference	VOL 4770 PG 268
Instrument Date	Mar 13, 2019
Instrument	2019008930
Transaction Type	Transfer
Record Updated	Dec 23, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4816 115TH ST, 4816, LUBBOCK, TX 79424-7482

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5110 97TH ST, LUBBOCK, TX 79424-4866

Mortgage

Document Number	0000008931
Date	Mar 14, 2019
Instrument	2019008931

Lender

Name	CITY BANK DBA CITY BANK MORTGAGE
Special Notes	Seller Financed

Agreement

Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2034

Tax Assessment & Valuation

Source: Lubbock County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Lubbock County
Municipality	Lubbock City
Unified School District	Lubbock Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,130.00 (-6.95%) Homeowner's exemption	$528,110 (+3.76%) Land $53,000 Building $475,110	$528,110 (+3.76%) Land $53,000 Building $475,110
2024	$8,737.00 (+2.34%)
2023	$8,537.00 (-5.49%) Homeowner's exemption	$508,993 Land $53,000 Building $455,993	$508,993 Land $53,000 Building $455,993
2022	$9,033.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	3 (1996–2001)
Claims Outside the SFHA	3 of 3
Most Recent Claim	May 2001 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LUBBOCK PUBLIC WATER SYSTEM serves 266,450 people · EPA ID TX1520002
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 689 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Metronet Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Rise Broadband Fixed Wireless	100 / 20

May also be available: Verizon.

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