5108 97th St, Lubbock, TX 79424 Property Records

Lubbock County property record for 5108 97th St, Lubbock, TX 79424

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,640 sqft · built 1996
Lot Size	0.245 acres (10,700 sqft)
Owner	Individual Name on Record
Tax Bill	$6,743 (2025)
Deeds & Mortgages	Dec 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R139472`

Property Details

APN / Parcel Number

Primary APN	`R139472`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	3,640 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Lot Area	10,700 sqft (0.245 acres)
Garage Area	735 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	5108 97TH ST
City	LUBBOCK
State	TX
Zip	79424-4866
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	0038
Legal Description	LAKERIDGE C C EST L 947
Legal Subdivision	LAKERIDGE COUNTRY CLUB ESTATES
Legal Lot Number	9470
Jurisdiction	LUBBOCK TX
Township / Civil Division	LUBBOCK
Census Block Group	1
Census Block	1009
Census Tract	10502

Owner

Source: Lubbock County records, as of February 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5108 97TH ST, LUBBOCK, TX 79424-4866
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 11, 2020
Deed Sale	Dec 11, 2020
Prior Sale	Nov 14, 2011
Deed Document Number	2020056558
Record Updated	Jun 8, 2026

December 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	LUBBOCK TX
Recording Date	Dec 11, 2020
Property Address	5108 97TH ST, LUBBOCK, TX 79424-4866
Document Number	0000056558
Map Reference	VOL 4770 PG 268
Instrument Date	Dec 10, 2020
Instrument	2020056558
Transaction Type	Transfer
Record Updated	Dec 23, 2021
Title Company	HUB CITY TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5108 97TH ST, LUBBOCK, TX 79424-4866

Mortgage

Document Number	0000056559
Date	Dec 11, 2020
Instrument	2020056559

Lender

Name	WELLS FARGO HOME MORTGAGE INC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: Lubbock County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Lubbock County
Municipality	Lubbock City
Unified School District	Lubbock Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,743.00 (-7.1%) Homeowner's exemption	$449,731 (-0.24%) Land $53,000 Building $396,731	$449,731 (-0.24%) Land $53,000 Building $396,731
2024	$7,258.00 (-2.64%)
2023	$7,455.00 (-14.4%) Homeowner's exemption	$450,804 Land $53,000 Building $397,804	$450,804 Land $53,000 Building $397,804
2022	$8,709.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	3 (1996–2001)
Claims Outside the SFHA	3 of 3
Most Recent Claim	May 2001 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LUBBOCK PUBLIC WATER SYSTEM serves 266,450 people · EPA ID TX1520002
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 689 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Metronet Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Rise Broadband Fixed Wireless	100 / 20

May also be available: Verizon.

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