5102 97th St, Lubbock, TX 79424 Property Records

Lubbock County property record for 5102 97th St, Lubbock, TX 79424

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.75 ba · 3,211 sqft · built 1995
Lot Size	0.262 acres (11,400 sqft)
Owner	2 Individual Names on File
Tax Bill	$7,095 (2025)
Deeds & Mortgages	Jan 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R139475`

Property Details

APN / Parcel Number

Primary APN	`R139475`
Alternative APN	`R5124000000009500000`

Interior

Bedrooms	3 Beds
Full Baths	2.75 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,211 sqft Living Area
Gross Area	3,881 sqft
1st Floor Area	2,811 sqft
Basement Area	400 sqft
Finished Basement	400 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Exterior Material	Brick Veneer
Construction Type	Brick
Roof Type	Hip
Roof Material	Wood Shingle
Lot Area	11,400 sqft (0.262 acres)
Garage Type	Attached
Garage Area	670 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	5102 97TH ST
City	LUBBOCK
State	TX
Zip	79424-4866
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAKERIDGE C C EST L 950
Legal Subdivision	LAKERIDGE COUNTRY CLUB ESTATES
Legal Lot Number	950
Jurisdiction	LUBBOCK TX
Township / Civil Division	LUBBOCK
Census Block Group	1
Census Block	1009
Census Tract	10502

Owner

Source: Lubbock County assessment roll, as of October 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	5102 97TH ST, LUBBOCK, TX 79424-4866
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 3, 2023
Deed Sale	Apr 3, 2023
Prior Sale	Jan 4, 2021 · Amount on Record
Deed Document Number	202311870
Prior Transfer Date	Dec 30, 2020
Prior Transfer Doc	0000000246
Record Updated	Sep 20, 2026

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LUBBOCK TX
Recording Date	Jan 4, 2021
Property Address	5102 97TH ST, LUBBOCK, TX 79424-4866
Document Number	0000000245
Instrument Date	Dec 30, 2020
Instrument	245
Transaction Type	Transfer
Record Updated	Jan 29, 2021
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5102-97TH ST LUBBOCK TX 79424, LUBBOCK, TX 79424

Mortgage

Document Number	247
Date	Jan 4, 2021
Instrument	247

Lender

Name	CITY FIRST MTG SVCS
Type	Mortgage Company
Address	BOUNTIFUL, UT 84010

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 3, 2051

Tax Assessment & Valuation

Source: Lubbock County assessment roll, as of October 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Lubbock County
Municipality	Lubbock City
Unified School District	Lubbock Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,095.00 (-12.61%)	$509,967 (+3.68%) Land $56,000 Building $453,967	$509,967 (+3.68%) Land $56,000 Building $453,967
2024	$8,119.00 (+25.43%)
2023	$6,473.00 (-22.28%) Homeowner's exemption	$491,867 Land $56,000 Building $435,867	$491,867 Land $56,000 Building $435,867
2022	$8,329.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	3 (1996–2001)
Claims Outside the SFHA	3 of 3
Most Recent Claim	May 2001 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LUBBOCK PUBLIC WATER SYSTEM serves 266,450 people · EPA ID TX1520002
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 689 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Metronet Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Rise Broadband Fixed Wireless	100 / 20

May also be available: Verizon.

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