McHenry County property record for 511 Prospect Ave, Velva, ND 58790
| Property Type | Single Family Home |
|---|---|
| Lot Size | 1.88 acres (81,893 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,050 (2025) |
| Deeds & Mortgages | Sep 2023 Line of Credit Oct 2009 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 13000002528000 |
| Primary APN | 13000002528000 |
|---|
| Lot Area | 81,893 sqft (1.88 acres) |
|---|
| City | GRELLAND |
|---|---|
| State | ND |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TWN: 153 SCT: 22 RNG: 080 SUB: 0013-0000 OUTLOT 316 OF SE1/4SW1/4 SEC 22-153-80 |
| Legal Lot Number | 316 |
| Jurisdiction | MCHENRY ND |
| Township / Civil Division | VELVA |
| Census Block Group | 1 |
| Census Block | 1188 |
| Census Tract | 955900 |
Source: McHenry County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 511 PROSPECT AVE, VELVA, ND 58790-7405 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 25, 2023 | Deed of Trust, Mortgage · Line of Credit BRAVERA BANK |
| Oct 23, 2009 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 23, 2009 |
| Deed Sale | Oct 23, 2009 |
| Deed Document Number | 2009305236 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY ND |
| Property Address | ND |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000332693 |
|---|---|
| Date | Sep 25, 2023 |
| Instrument | 332693 |
| Name | BRAVERA BANK |
|---|---|
| Type | Bank |
| Address | DICKINSON, ND 58601 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Sep 1, 2033 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCHENRY ND |
| Recording Date | Oct 23, 2009 |
| Property Address | ND |
| Document Number | 0000305236 |
| Instrument Date | Oct 22, 2009 |
| Instrument | 305236 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 511 PROSPECT AVE, VELVA, ND 58790-7405 |
| Investor | Possibly a Property Investor |
Source: McHenry County assessment roll, as of June 30, 2026
| Type | Name |
|---|---|
| State | North Dakota |
| County | McHenry County |
| County Subdivision | Velva Township |
| Unified School District | Velva Public School District 1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $57,950 (-) Land $7,050 Building $50,900 | $115,900 (-) Land $14,100 Building $101,800 | |
| 2025 | $1,050.00 (+8.02%) | $57,950 (-) Land $7,050 Building $50,900 | $115,900 (-) Land $14,100 Building $101,800 |
| 2023 | $972.00 | $57,950 Land $7,050 Building $50,900 | $115,900 Land $14,100 Building $101,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 24, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 29 policies |
| Nearby Flood Policies | 29 in force |
| Nearby Flood Claims | 30 (1979–2011) |
| Claims Outside the SFHA | 11 of 30 |
| Most Recent Claim | Jun 2011 · Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · above 47% of North Dakota |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTH PRAIRIE RWD-SYSTEM 1&2 private · serves 7,748 people · EPA ID ND5101125 |
|---|---|
| Water Source | Purchased groundwater from NORTHWESTERN AREA WATER SUPPLY |
| Last State Inspection | Jun 2023 |
| Also Mapped Here | NORTH PRAIRIE RWD-SYSTEM III, NORTH PRAIRIE RWD SYSTEM IV |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| SRT Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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