300 Prospect Ave, Velva, ND 58790 Property Records

McHenry County property record for 300 Prospect Ave, Velva, ND 58790

Property Summary

Property Type	Single Family Home
Lot Size	0.167 acres (7,301 sqft)
Owner	Individual Name on Record
Last Sale	$205,000 (Sep 2020)
Tax Bill	$1,212 (2025)
Deeds & Mortgages	Nov 2010 Mortgage Sep 2020 Sale & Mortgage
Flood Zone	Zone X (reduced by levee)
APN	`55001410999000`

Property Details

APN / Parcel Number

Primary APN	`55001410999000`

Exterior

Lot Area	7,301 sqft (0.167 acres)

Location & Zoning

City	GRELLAND
State	ND
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TWN: 000 SCT: 00 RNG: 000 SUB: 0055-0014 BLK: 1 LOT: 3 VELVA-BERRYS ADD PT LOT 3 BLK 1
Legal Subdivision	VELVA-BERRYS ADD
Legal Block	1
Legal Lot Number	3
Jurisdiction	MCHENRY ND
Township / Civil Division	VELVA
Census Block Group	1
Census Block	1184
Census Tract	955900

Owner

Source: McHenry County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	300 PROSPECT AVE, VELVA, ND 58790-7413
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 22, 2010	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN BANK CENTER
Sep 4, 2020	Warranty Deed, Transfer · FHA Mortgage FIRST INTERNATIONAL BANK & TRUST

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 4, 2020 · Amount on Record
Deed Sale	Sep 4, 2020 · Amount on Record
Deed Document Number	2020327854
Record Updated	Oct 29, 2026

November 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY ND
Property Address	ND
Transaction Type	Mortgage
Record Updated	Jun 30, 2026
Title Company	MCHENRY ABSTRACT AND TITLE, MCHENRY ABSTRACT & TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000307323
Date	Nov 22, 2010
Instrument	307323

Lender

Name	AMERICAN BANK CENTER
Address	MINOT, ND 58701

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2025

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY ND
Recording Date	Sep 4, 2020
Property Address	ND
Document Number	0000327854
Instrument Date	Sep 1, 2020
Instrument	327854
Transaction Type	Transfer
Record Updated	Jun 30, 2026
Title Company	MCHENRY ABSTRACT AND TITLE, MCHENRY ABSTRACT & TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	300 PROSPECT AVE, VELVA, ND 58790-7413

Mortgage

Document Number	0000327855
Date	Sep 4, 2020
Instrument	327855

Lender

Name	FIRST INTERNATIONAL BANK & TRUST
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	North Dakota
County	McHenry County
Municipality	Velva City
Unified School District	Velva Public School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$94,400 (-) Land $7,600 Building $86,800	$188,800 (-) Land $15,200 Building $173,600
2025	$1,212.00 (-56.67%)	$94,400 (-) Land $7,600 Building $86,800	$188,800 (-) Land $15,200 Building $173,600
2023	$2,797.00	$94,400 Land $7,600 Building $86,800	$188,800 Land $15,200 Building $173,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 29 policies
Nearby Flood Policies	29 in force
Nearby Flood Claims	30 (1979–2011)
Claims Outside the SFHA	11 of 30
Most Recent Claim	Jun 2011 · Flooding
Claims by Event	Flooding, Jun 2011 · 14 claims Severe Storms And Flooding, Apr 2009 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 42% of North Dakota
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF VELVA serves 1,084 people · EPA ID ND2500964
Water Source	Groundwater
Last State Inspection	Aug 2025
Also Mapped Here	NORTH PRAIRIE RWD-SYSTEM 1&2
Lead	7 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
SRT Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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