McHenry County property record for 206 Prospect Ave, Velva, ND 58790
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.733 acres (31,940 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $1,905 (2025) |
| Deeds & Mortgages | Mar 2006 Mortgage Mar 2010 Line of Credit |
| Flood Zone | Zone X (reduced by levee) |
| APN | 55001410998000 |
| Primary APN | 55001410998000 |
|---|
| Lot Area | 31,940 sqft (0.733 acres) |
|---|
| City | GRELLAND |
|---|---|
| State | ND |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TWN: 000 SCT: 00 RNG: 000 SUB: 0055-0014 BLK: 1 LOT: 1-2 VELVA-BERRYS ADD LOT 1 & PT LOT 2 BLK 1 LESS R/W |
| Legal Subdivision | VELVA-BERRYS ADD |
| Legal Block | 1 |
| Legal Lot Number | 1,2 |
| Jurisdiction | MCHENRY ND |
| Township / Civil Division | VELVA |
| Census Block Group | 1 |
| Census Block | 1183 |
| Census Tract | 955900 |
206 Prospect Ave is held in a trust since August 2022.
Source: McHenry County records, as of October 20, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 206 PROSPECT AVE, VELVA, ND 58790-7411 |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 6, 2006 | Deed of Trust, Mortgage · Conventional Mortgage US BANK NA ND |
| Mar 22, 2010 | Deed of Trust, Mortgage · Line of Credit US BANK NA ND |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Aug 1, 2022 |
| Transfer Doc | 0000330902 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY ND |
| Property Address | ND |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURAN |
| Name | Verified Name |
|---|
| Document Number | 0000297773 |
|---|---|
| Date | Mar 6, 2006 |
| Instrument | 297773 |
| Name | US BANK NA ND |
|---|---|
| Type | Bank |
| Address | FARGO, ND 58103 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY ND |
| Property Address | ND |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000306000 |
|---|---|
| Date | Mar 22, 2010 |
| Instrument | 306000 |
| Name | US BANK NA ND |
|---|---|
| Type | Bank |
| Address | FARGO, ND 58103 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 299 Months |
| Due | Feb 25, 2035 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 206 Prospect Ave was $1,905.
Source: McHenry County assessment roll, as of June 30, 2026
| Type | Name |
|---|---|
| State | North Dakota |
| County | McHenry County |
| Municipality | Velva City |
| Unified School District | Velva Public School District 1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $117,650 (-) Land $24,000 Building $93,650 | $235,300 (-) Land $48,000 Building $187,300 | |
| 2025 | $1,905.00 | $117,650 Land $24,000 Building $93,650 | $235,300 Land $48,000 Building $187,300 |
| 2023 | $3,486.00 | $117,650 Land $24,000 Building $93,650 | $235,300 Land $48,000 Building $187,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 206 Prospect Ave in Zone X, where a levee reduces flood risk, though there have been 30 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective March 24, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X reduced by levee · depends on levee performance |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 29 policies |
| Nearby Flood Policies | 29 in force |
| Nearby Flood Claims | 30 (1979–2011) |
| Claims Outside the SFHA | 11 of 30 |
| Most Recent Claim | Jun 2011 · Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 206 Prospect Ave is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 69% of North Dakota |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF VELVA serves 1,084 people · EPA ID ND2500964 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Also Mapped Here | NORTH PRAIRIE RWD-SYSTEM 1&2 |
| Lead | 7 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| SRT Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T.
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